Capital Regulation

Borrowers will not be considered in default if they repay 25 percent of their loan instalments until December this year.

Bank of Thailand and the Thai Bankers ’Association have agreed on measures to facilitate debt restructuring for long-term debtors.

Banks are told to build up capital to improve their ability to provide credit to MSMEs, technological innovation, and green development.

The RBI panel recommends a four-tier structure for regulating UCBs, and the establishment of an umbrella organisation to oversee them.

The incentive scheme involves a relaxation of capital reserve requirements through flexible implementation of classification and provisioning guidelines.

Digital banks should have a minimum paid-up capital of IDR 10 trillion (USD 694 million). However, the capital deposit required at the time of application is IDR 3 trillion.

A higher leverage ratio will help banks reduce import costs, increase quality capital, and enhance their ability of banks to absorb riskes, Bangladesh Bank said.

The guidance APG 220 is published in advance of finalising the standard APS 220, which is contingent on potential changes to consumer credit laws.

Unexpected credit losses could leave banks with inadequate loss-absorbing resources, warns a new working paper from the BIS.

The changes will account for new types of risk as well as ESG principles, which help to frame sustainable lending practices and risk management culture.