‘Now is the Time’ for Banks to Use Buffers: APRA, RBA By Manesh Samtani, Regulation Asia Published on 22nd May 2020 APRA's Wayne Byres and the RBA's Philip Lowe said buffers were built up to be used in times of stress, and lower capital ratios are both expected and appropriate.To continue reading... Sign in Password * Remember me Lost your password? Get access Get access immediately by purchasing a 12 month subscription, or register today to get access to a free 5-article trial: Register Subscribe To discuss subscription options with our team please email: [email protected] Related:APRA, Capital, capital ratios, CET1 capital, Covid-19, Credit, Dividends, FINSIA, Liquidity, Philip Lowe, RBA, responsible lending, Wayne Byres Recommended for you BIS Innovation Hub Sets Out 2021 Work Programme LME Proposes to Close Europe’s Last Open-outcry Trading Venue RBA Report Contradicts Official Stance on Responsible Lending Laws