All posts tagged "ADIs"
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456Australia & NZAPRA Raises Capital Requirements for Big Banks
The big four banks will need to raise A$50bn to meet higher loss-absorbing capacity requirements by 2024, though the increase is less than was proposed last November.
July 10, 2019 -
439Australia & NZAPRA Relaxes Serviceability Assessment Standards for Mortgage Loans
Under APRA's new serviceability guidance, borrowers on a typical 4% mortgage rate can expect to be assessed at 6.25% rather than 7.25%, enabling them to immediately secure larger loans.
July 8, 2019 -
535Australia & NZ
APRA Consults on Approach to Product Responsibility under BEAR
APRA proposes to require ADIs to identify and register an accountable person to hold end-to-end product responsibility for each product offered to customers.
July 1, 2019 -
475Australia & NZ
APRA Issues First Round Response to Bank Capital Consultation
The new framework will impose higher capital charges by applying higher risk weights on mortgage loans that are seen as more risky, especially interest-only or investor loans.
June 14, 2019 -
516Australia & NZ
APRA Proposes Loosening of Mortgage Rules
APRA proposes to give ADIs more flexibility in the way they assess mortgage loan serviceability, while also increasing the maximum borrowing capacity for a given borrower.
May 22, 2019 -
373Australia & NZ
APRA Consults on Financial Sector Shareholdings Rules
The proposed rules set out the matters that must be considered in determining if a person is "fit and proper" to own 20% or more in an ADI, life insurer or general insurer.
April 3, 2019 -
445Australia & NZ
APRA Maintains Zero CCyB in Favour of Targeting Lending Standards
APRA has maintained the countercyclical capital buffer rate at zero percent, focusing instead on targeted measures to improve eroded bank lending standards.
January 30, 2019 -
555Australia & NZ
APRA Extends Timeline for Capital Reforms to Align with Basel III
APRA will align capital reforms with Basel III timelines, effectively pushing implementation to 1 January 2022. It has also adjusted the leverage ratio in response to consultative feedback.
November 28, 2018 -
611Australia & NZ
APRA Proposes Higher Capital Requirements for Big Four Banks
The banking regulator is seeking feedback on a proposal to increase the Total Capital requirement for Australia's D-SIBs by 4-5% of risk-weighted assets by 2023.
November 9, 2018 -
524Australia & NZ
APRA Clarifies Accountability Expectations under BEAR in New Paper
The information paper is aimed at assisting financial institutions to prepare for BEAR implementation, and helping the largest of them refine and embed the regime.
October 18, 2018
