All posts tagged "Capital adequacy"
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1.7KContributed ArticleVirtual Banks in Hong Kong: Bringing Risks and Opportunities To Asia
A new era of smart banking in Hong Kong is anticipated to begin at the end of this year with the establishment of virtual banks. Competent players will embrace enormous opportunities to challenge the city's traditional banking model.
August 21, 2018 -
349Capital RegulationChina Banks Holding Bad Loans in Record Numbers
Loans classified as non-performing jumped to $284bn at banks, up 10% during the second quarter. Banking regulator says asset quality is "stable".
August 16, 2018 -
476EnforcementAnd Justice For All Banks
Directly fining banks for the misdeeds of former executives has proven to be unproductive. Yet, determining personal liability for individual bank officers continues to be an elusive and difficult task.
July 30, 2018 -
560Capital RegulationBad Loans on the Rise at Small Chinese Lenders – Report
Central government efforts to reduce excess capacity has put pressure on local economies and firms’ ability to repay debt; thirteen banks have had their credit ratings cut or outlooks downgraded, according to analysis by Reuters.
July 30, 2018 -
571Capital Regulation
China Loan Classification Rules Start to Hit Rural Banks
Rural commercial banks are experiencing credit downgrades as new loan classification rules force them to recognise souring loans as NPLs and set aside more capital against bad debt.
July 22, 2018 -
293Australia & NZNew Zealand Tightens Rules on Calculating Bank Capital
RNBZ specifies additional restrictions on banks using internal models to calculate risk-weighted assets, as well as requirements to also use standardised models when reporting and for calculating operational risk.
July 12, 2018 -
389Capital RegulationDeutsche Bank Pressures Tied to Regulatory Woes
It’s impossible to separate Deutsche Bank’s ongoing regulatory compliance shortcomings from its business exigencies. The recent and unusual censure from the Federal Reserve highlights the bank’s inexorable pressures.
June 28, 2018 -
281Asia-PacificSri Lanka State Banks Undercapitalised for Basel – Fitch
Large state banks short an estimated $120mn in capital, of which state banks account for 72%; government infusion may be needed to meet Basel III 2019 requirements.
June 5, 2018 -
285Australia & NZBNZ Restates Capital Adequacy Ratios Due to Data Errors
BNZ reported a 34 basis point overstatement of its capital adequacy ratio in its most recent quarterly earnings due to data collection error, marginal overstatement of capital adequacy due to mistakes in collateral value calculation.
May 28, 2018 -
368Capital RegulationUPDATED – RBI Freezes Lending, Hiring at Indian Banks Amid Rising NPAs
Central bank imposes lending and hiring freeze on Dena Bank, a public sector bank that reported a four-fold increase in gross NPAs and negative ROA for the quarter ending March 2018.
May 14, 2018
