All posts tagged "ECL"
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245Capital RegulationHKMA Extends Principal Payment Holiday Scheme Again
Principal payments of all loans of eligible corporate borrowers falling due between 1 May and 31 October 2021 should be deferred by a further six months.
March 5, 2021 -
322Capital RegulationBNM Finalises Transitional Arrangements for ECL Accounting
Financial institutions can add back a portion of their Stage 1 and Stage 2 provisions for ECL to Tier 1 capital over a four or three year period.
December 10, 2020 -
361ChinaAMAC Issues Draft Guidelines for Funds on Valuing Financial Instruments
Publicly-offered securities investment funds will have to calculate impairment of financial instruments based on expected credit losses.
November 16, 2020 -
1.7KAustralia & NZLoan Loss Expectations Prompt Need for Collateral Visibility
Collateral is one of the more underutilised credit risk mitigation tools available to banks, and likely to become more important as loan losses mount in the year ahead.
November 12, 2020 -
801Capital RegulationBNM to Allow Banks to Add-back ECL to CET1 Capital
Banks which elect to apply the transitional arrangements are allowed to add back a portion of Stage 1 and Stage 2 provisions for ECL to CET1 capital.
September 30, 2020 -
721Capital RegulationHKMA Extends Principal Payment Holiday Scheme Six Months
Loan principal payments of eligible corporate customers falling due between November 2020 and April 2021 will be deferred by six months. Trade loans will be deferred by 90 days.
September 3, 2020 -
518Capital RegulationCBIRC Projects ¥3.4tr in Bad Loans for 2020, More in 2021
CBIRC chairman Guo Shuqing says banks should prepare by replenishing capital, increasing provisioning, and improving risk management.
August 16, 2020 -
2.0KCapital RegulationBank Capital in a Public Health Crisis: Reflecting on Twin Challenges
Industry veteran Jamie Lloyd Evans discusses Basel III in light of concerns regarding capital adequacy and bank lending, and offers some thoughts on potential design improvements to the capital framework.
August 16, 2020 -
780Big PictureDecisions on Exiting Regulatory Relief Present Financial Stability Risk
As long as regulatory relief measures remain in the prudential framework, credit risks will continue to mount on bank balance sheets, presenting risks to financial stability.
August 12, 2020 -
874Asia-PacificBSP Expects Sound Borrower Assessments, Forbearance Reporting
Requirements to report forbearance granted to borrowers will ensure industry statistics reflect the “true health of the banking system” and incentivise prudence in banks’ credit decisions.
August 11, 2020
