All posts tagged "housing market"
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321Australia & NZRBNZ to Finalise DSR Framework By Late 2022
The RBNZ will design a framework so that debt-to-income restrictions on mortgage lending are ready to be used by mid-2023, if needed.
April 29, 2022 -
397Australia & NZ
RBNZ Tightens Mortgage Lending Restrictions to Contain Risk
The LVR restrictions are aimed at mitigating economic and financial stability risks associated with a potential future housing market correction.
September 23, 2021 -
223Australia & NZ
RBNZ to Add Debt-to-income Limits to Policy Toolkit
DTI limits will reduce the likelihood of mortgage defaults, the RBNZ said, expressing concerns that rising housing prices may present financial stability risks.
June 18, 2021 -
536TaiwanTaiwan Central Bank Tightens Controls on Property Lending
Taiwan central bank says the measures are aimed at curbing property hoarding and mitigating speculation by highly leveraged borrowers.
March 23, 2021 -
259Australia & NZ
RBNZ Policymaking Remit to Include Housing Price Sustainability
The RBNZ will likely use prudential tools such as the LTV limits, bank stress testing, and capital requirements to deter certain types of mortgage lending.
March 3, 2021 -
281Australia & NZ
RBNZ to Reintroduce LVR Restrictions to Contain Risk
Deputy governor Geoff Bascand says the financial stability risks now exceed those foreseen at the time of the RBNZ’s consultation in December.
February 10, 2021 -
827Australia & NZ
RBNZ to Re-instate Mortgage Lending Restrictions Early
The RBNZ intends to re-impose LVR restrictions on high-risk lending with effect from 1 March 2021 - two months earlier than originally anticipated.
November 29, 2020 -
572KoreaS. Korea Tightens Mortgage Lending in More Areas to Curb Speculation
New areas on the outskirts of Seoul have been designated speculative areas where the loan-to-value ratio on mortgage loans is being lowered to curb housing market overheating.
March 2, 2020 -
667Capital / LiquidityS. Korea Bans Mortgage Lending on High-Priced Homes
To protect against a looming housing bubble, Korea has banned mortgage loans on homes valued over 1.5 billion won in government-designated speculative areas.
December 19, 2019 -
646Capital / LiquidityPBOC Sets Mortgage Rate Floor to Curb Risk
The rate on mortgages for first-time home buyers must be at least the loan prime rate; for second-time home buyers it must be at least LPR plus 60bp.
August 28, 2019
