All posts tagged "Lending"
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299Australia & NZASIC Offers Clarity on Responsible Lending Obligations
ASIC has clarified when a licensee might undertake more or less detailed inquiries and verification steps based on different consumer circumstances and the type of credit being sought.
December 10, 2019 -
273Asia-PacificCapital Deficit May Force Vietnam Majors to Halt Lending: SBV
Vietcombank, BIDV, Vietinbank and Agribank are close to minimum capital adequacy requirements and may be forced to stop lending if they are not allowed to increase capital.
December 6, 2019 -
264Asia-Pacific
Vietnam Further Restricts Use of Short Term Deposits for Loans
Currently, 60% of medium- and long-term loans can be financed with short term deposits. This ratio reduces to 40% in January.
November 28, 2019 -
252InternationalEP Association Adopts 4th Iteration of ‘Equator Principles’
DBS becomes the newest of 101 financial institutions to adopt the ‘Equator Principles’, a globally recognised framework for determining, assessing and managing environment and social risk in project finance.
November 21, 2019 -
354Big PictureCapital Buffers Are Designed to Be Used: BCBS
Banks that draw down on their buffers in times of stress are not deemed to be in breach of their minimum regulatory capital requirements.
November 5, 2019 -
349Fintech / RegtechS. Korea Establishes Legal Basis for P2P Lending Businesses
Korea has passed new legislation establishing a legal basis for the operation of P2P lending businesses and the regulatory oversight role of the FSC and FSS.
November 5, 2019 -
264Asia-PacificPhilippines Mulls Imposing Limits on Lending Rates, Fees
The BSP is considering placing limits on the interest rates and other fees lenders and finance companies can charge borrowers in response to a request from the SEC.
October 30, 2019 -
322Capital RegulationChina Criminalises Loans with Annual Interest Over 36pc
All agency fees, consulting fees, management fees and default penalties will be included in the interest rate calculation, effectively lowering the threshold.
October 23, 2019 -
554Capital RegulationThe Supervisory Answer to Hong Kong’s Worsening Economic Performance
Pierre Latrobe at Mazars discusses the measures the HKMA has taken so far to strengthen its macroprudential supervisory toolkit and address potential risks to the wider financial system.
October 22, 2019 -
597Asia-PacificBangladesh Banks Face Capital, Provisioning Shortfalls
Recent policies to help delinquent borrowers have incentivised good borrowers to default, leading to a rise in NPLs that is threatening to overwhelm banks.
September 20, 2019
