All posts tagged "Lending"
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441Capital RegulationCapital Buffer Rules May Need to Change, says BOE’s Jon Cunliffe
Restrictions on dividends and other payouts that can be imposed represent a 'first-mover disadvantage' to banks dipping into their capital buffers to support lending.
October 20, 2020 -
493KoreaFSC to Tighten Loan Rules, Banks Grow Risk Averse
Chairman Eun Sung-soo said the FSC could impose regulatory measures to curb rising household debt. Meanwhile, banks have indicated a growing aversion to household lending.
October 14, 2020 -
1.0KFeatureHKMA Pushes Forward Green & Sustainable Banking Initiatives
A pilot climate stress testing exercise involving Hong Kong banks will commence early next year. A local green taxonomy is under development.
October 2, 2020 -
1.1KAustralia & NZStress Tests Reinforce Need for More Bank Capital: RBNZ
While all banks will be able to continue lending in a 'pessimistic baseline' scenario, capital would fall under regulatory minimums in a 'very severe' scenario.
September 19, 2020 -
664KoreaKorea Enhances Emergency Loan Programme for Small Businesses
Banks are instructed to take measures to ensure that their IT systems are ready for processing changes in the second round emergency loan programme.
September 19, 2020 -
1.2KFintech / RegtechHKMA Directs Banks to Enhance Digital Lending Disclosures
Digital lending platforms have 12 months to enhance disclosures and transparency to ensure borrowers are made to understand the implications of their borrowing decisions.
September 7, 2020 -
1.2KAustralia & NZASIC Issues Guidance on Use of Enhanced Regulatory Sandbox
The enhanced regulatory sandbox will commence on 1 September, following legislative amendments passed in February and subsequent regulations made in May.
August 26, 2020 -
117Australia & NZAPRA Consults on Changes to EFS Reporting Standards
The consultation is open for comment until 25 September. The changes are proposed to be effective for the reporting period ending June 2021.
August 25, 2020 -
1.2KAsia-PacificBSP Relaxes Real Estate Lending Limits for Banks
The higher limit will encourage bank lending to households for the acquisition or construction of a residential real estate property the BSP said.
August 22, 2020 -
646Capital RegulationBOJ Has Effectively Paid Banks to Lend to Businesses – Report
In April, the BOJ started offering banks a 0.1% interest rate if they used a new lending facility to lend to SMEs. Banks have shown record lending in recent months.
August 18, 2020
