All posts tagged "Lending"
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754FeatureFSB: Decentralisation Could Benefit Financial Stability
While decentralised financial technologies do pose risks, they may increase competition and diversity in the financial system and reduce existing entities’ systemic importance.
June 8, 2019 -
357Capital RegulationS. Korea Tightens Lending Standards in Non-Bank Sector
The FSC will extend the debt service ratio to include non-bank financial institutions in a bid to rein in household debt.
June 3, 2019 -
421Australia & NZAPRA Proposes Loosening of Mortgage Rules
APRA proposes to give ADIs more flexibility in the way they assess mortgage loan serviceability, while also increasing the maximum borrowing capacity for a given borrower.
May 22, 2019 -
348Capital RegulationChina: Regulatory Pressure Prompts Lending Rate Price War
ICBC was reportedly the first bank to lower its lending rate on small business loans, offering a rate of 4.5% in Q4 2018, compared to the PBOC's one-year benchmark lending rate of 4.35%.
May 20, 2019 -
648Fintech / Regtech
S. Korea Accepts Eight More Fintech Sandbox Participants
The FSC has approved eight more fintech services for the regulatory sandbox, bringing the total number of approved companies to 26.
May 16, 2019 -
662AML / KYCCambodia to Launch Commercial Credit Reporting Service
The new commercial credit reporting system, set for launch by end-May, will improve the lending process for more than 50 financial institutions in Cambodia.
May 13, 2019 -
388China
China National Credit System to Include Foreign Data
Foreign workers in China will be required to submit their personal credit information, including from activities in other countries, to the national credit system in order to obtain loans.
April 29, 2019 -
430Capital RegulationBOK, FSS Launch Joint Audit into Major Banks’ Lending Practices
The focus of the joint audit will be on the small business lending practices at Shinhan Bank, KB Kookmin Bank, Woori Bank and KEB Hana Bank.
April 17, 2019 -
651Australia & NZ
APRA Proposes Stricter Credit Risk Management Standards
The revised prudential standard enhances board oversight of credit risk and requires more intensive credit checks on borrowers. APRA also highlights the risks of P2P originated loans.
March 26, 2019 -
516Capital RegulationRBI Asks Banks to Boost Monitoring of End Use of Loan Funds
Following a string of penalties against banks last month, the RBI has asked banks to improve their monitoring of the origin and end use of loan funds.
March 20, 2019
