All posts tagged "Lending"
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496Capital RegulationRBI Introduces Supervisory Action Framework for Troubled UCBs
Under the framework, the RBI will monitor UCBs' asset quality, profitability and capital, and initiate supervisory action when specific thresholds are breached.
January 10, 2020 -
405Asia-PacificBOT Directs Banks to Adopt Fairer Fee Structures
Banks are instructed to lower the interest costs and fees loan prepayments and late repayments, and to adopt grace periods to reduce borrower burdens.
January 9, 2020 -
468Capital RegulationPBOC Announces First Reserve Requirement Cut of 2020
The RRR cut will release about 800bn yuan of 'long-term funds' for financial institutions to lend to the real economy.
January 3, 2020 -
442Capital Regulation
UPDATE – RBI Tightens Scrutiny of Urban Cooperative Banks
The RBI is tightening exposure limits, mandating that a larger proportion of loans come from small borrowers, and requiring bigger UCBs to report large exposures on a quarterly basis.
December 31, 2019 -
893Market InfrastructureTaiwan FSC Outlines Bank Examination Priorities for 2020
The FSC's Financial Examination Bureau will reportedly focus on compliance with rules on AML, corporate governance, information security, consumer protection and personal data protection.
December 26, 2019 -
373Capital RegulationChinese Banks Told to Further Reduce Small Business Borrowing Costs
The State Council has asked banks to further lower financing costs for small and micro businesses and to increase lending to such businesses by 20% over the next year.
December 18, 2019 -
365Australia & NZNew Zealand Passes Bill to End Predatory Lending
Effective from April 2021, the bill will cap the interest and fees on loans at 100% of the loan amount and introduce a 0.8% per day rate cap for high-cost loans.
December 18, 2019 -
534Australia & NZASIC Offers Clarity on Responsible Lending Obligations
ASIC has clarified when a licensee might undertake more or less detailed inquiries and verification steps based on different consumer circumstances and the type of credit being sought.
December 10, 2019 -
497Asia-PacificCapital Deficit May Force Vietnam Majors to Halt Lending: SBV
Vietcombank, BIDV, Vietinbank and Agribank are close to minimum capital adequacy requirements and may be forced to stop lending if they are not allowed to increase capital.
December 6, 2019 -
351Asia-Pacific
Vietnam Further Restricts Use of Short Term Deposits for Loans
Currently, 60% of medium- and long-term loans can be financed with short term deposits. This ratio reduces to 40% in January.
November 28, 2019
