All posts tagged "loan classification"
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373Asia-PacificBangladesh Further Extends Ban on Downgrading Borrowers
Bangladesh Bank has instructed banks not to change their classifications of loans for another three months for borrowers that fail to make repayments.
October 3, 2020 -
645Capital RegulationRBI Issues Framework for Covid-related Loan Restructuring
The framework sets out sector-specific floor and ceiling thresholds for five financial ratios that lenders mandatorily have to consider when restructuring loans.
September 9, 2020 -
394Asia-PacificBOT to Launch Debt Restructuring Programme for Businesses
The new programme is designed to help businesses to restructure debt owed to multiple creditors. A similar programme for household borrowers already exists.
August 25, 2020 -
378Capital RegulationCBIRC Projects ¥3.4tr in Bad Loans for 2020, More in 2021
CBIRC chairman Guo Shuqing says banks should prepare by replenishing capital, increasing provisioning, and improving risk management.
August 16, 2020 -
761Asia-PacificBSP Expects Sound Borrower Assessments, Forbearance Reporting
Requirements to report forbearance granted to borrowers will ensure industry statistics reflect the “true health of the banking system” and incentivise prudence in banks’ credit decisions.
August 11, 2020 -
785Asia-Pacific
Bangladesh Bank Spares No Effort to Boost CMSME Lending
In the past week, the central bank has sharply eased loan classification and provisioning rules, and offered credit guarantees, to try and address an unwillingness among banks to lend to small businesses.
July 28, 2020 -
421Capital Regulation
CBIRC Warns of Worsening Asset Quality, Rising Bad Loans
NPLs will appear in the next period and rise, the CBIRC said, citing deteriorating asset quality, accumulated risks and weaker profitability at small and medium-sized banks.
July 14, 2020 -
485Asia-Pacific
Bangladesh Defers End Date of Covid-19 Loan Classification Rules
Banks should not change the classification of loans between 1 January and 30 September this year, even if borrowers fail to meet their scheduled repayment obligations.
June 19, 2020 -
555Capital Regulation
CBIRC to Step Up Monitoring of Credit Risk in Banking Sector
Companies obtaining loans under Covid-19 programmes are using the proceeds to invest in wealth management products, structured deposits, the stock market and the housing market.
June 8, 2020 -
816Big PictureLoan Payment Holidays Pose Banking System Risks: FSI Paper
Delaying loan loss recognition too long may leave banks and supervisors with fewer options for dealing with future risks to the banking system, a new paper says.
June 2, 2020
