All posts tagged "Mortgage lending"
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369Australia & NZAPRA Issues First Round Response to Bank Capital Consultation
The new framework will impose higher capital charges by applying higher risk weights on mortgage loans that are seen as more risky, especially interest-only or investor loans.
June 14, 2019 -
653Australia & NZMortgage Brokers Push Back Against Hayne Recommendations
A blanket ban on commissions as suggested by Kenneth Hayne would have a “devastating effect” on mortgage broking industry, says MFAA CEO Mike Felton.
February 8, 2019 -
417Australia & NZ
APRA Maintains Zero CCyB in Favour of Targeting Lending Standards
APRA has maintained the countercyclical capital buffer rate at zero percent, focusing instead on targeted measures to improve eroded bank lending standards.
January 30, 2019 -
392FeatureUPDATED – S. Korean to Change COFIX Calculation Starting in July
Bank lending rates should fall by about 0.27% under the new COFIX. The change in calculation is credit negative for Korean banks, says Moody's.
January 24, 2019 -
405Australia & NZFinancial System Risks Eased, but Higher Capital Necessary – RBNZ
Though domestic financial stability risks have abated, the RBNZ said higher bank capital requirements are necessary, while also easing mortgage lending curbs.
November 30, 2018 -
307Australia & NZAPRA Capital Framework Revisions Credit Positive for Banks – Moody’s
Higher risk weightings for higher-risk residential mortgages will improve the alignment of capital to risk and better reflect their sensitivity to economic cycles, says Moody's.
February 20, 2018 -
Capital Regulation
HKMA Warns of ‘Moral Hazard’ in Lending to Developers
Banking regulator says developers offering excessive LTV, not properly assessing repayment ability.
May 15, 2017
