All posts tagged "Mortgage lending"
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226Australia & NZRBNZ Tightens Mortgage Lending Restrictions to Contain Risk
The LVR restrictions are aimed at mitigating economic and financial stability risks associated with a potential future housing market correction.
September 23, 2021 -
253Australia & NZAPRA Issues Final Guidance on Credit Risk Management
The guidance APG 220 is published in advance of finalising the standard APS 220, which is contingent on potential changes to consumer credit laws.
August 21, 2021 -
193Australia & NZ
RBNZ to Tighten Mortgage Lending Standards From October
The RBNZ will further restrict high-LVR lending, and also consider the use of DTI restrictions and interest rate floors.
August 3, 2021 -
127Australia & NZ
APRA Issues Update on Policy Settings for Bank Capital Reforms
APRA says some requirements associated with unquestionably strong benchmarks will be revised and simplified. A quantitative impact study is being conducted.
July 22, 2021 -
129KoreaKorea to Introduce 40-Year Mortgages from 1 July
Young adults and newly married couples will be eligible to apply for 40-year home mortgage loans under a government-sponsored programme.
June 24, 2021 -
212Big PictureIMF Reaffirms Hong Kong Stability, Identifies Pockets of Risk
The IMF recommends enhancing monitoring of lending to Mainland China, increasing oversight over banking groups, and regulating mortgage lending by non-banks.
June 10, 2021 -
166Capital RegulationHKMA Considers Regulating Mortgage Lending by Nonbanks
Non-bank institutions such as finance companies and property developers have managed to circumvent the HKMA’s mortgage lending limits.
June 2, 2021 -
143Australia & NZ
RBNZ to Consider Further Calibration of LVR Restrictions
The RBNZ may further tighten mortgage lending to guard against financial stability risks through adjustments to LVR restrictions.
May 6, 2021 -
189Australia & NZ
RBNZ Policymaking Remit to Include Housing Price Sustainability
The RBNZ will likely use prudential tools such as the LTV limits, bank stress testing, and capital requirements to deter certain types of mortgage lending.
March 3, 2021 -
201Australia & NZ
RBNZ to Reintroduce LVR Restrictions to Contain Risk
Deputy governor Geoff Bascand says the financial stability risks now exceed those foreseen at the time of the RBNZ’s consultation in December.
February 10, 2021
