Banks only started offering 50-year mortgages this year, but household debt grew in August at the fastest pace since February 2020.
September 14, 2023This is the first time the HKMA has relaxed the countercyclical macroprudential measures for residential properties since they were implemented in 2009.
July 10, 2023The central bank attributed the tighter credit controls to the increasing number of individuals taking out mortgages for second homes.
June 17, 2023The RBNZ proposes to ease the existing LVR restrictions by 1 June as it now sees reduced risks to financial stability.
April 27, 2023Banks have 12 months to prepare their systems for the possible implementation of mortgage lending restrictions based on debt-to-income ratios.
April 4, 2023The new rules propose to classify banks into three categories based on their business scale and risk levels and treat them differently based on their classification.
February 20, 2023The new "customised countermeasures" are aimed at enabling actual buyers rather than speculators to obtain property loans from banks.
November 12, 2022The earliest date the RBNZ could implement DTI restrictions on residential mortgage lending is likely to be March 2024.
November 11, 2022The stress tests show that river and surface water flooding may be a greater climate-related hazard for residential mortgages than coastal flooding.
November 1, 2022The guidance sets out the primary risks for the real estate sector and the measures needed to take adequately mitigate these risks.
July 28, 2022