The RBI is scrutinising mortgage top-up loans, algorithm based credit models, and co-lending arrangements.
March 19, 2024A 'stress interest rate' will apply when calculating the debt service ratio for bank mortgage loans, to reflect the risk of interest rate fluctuations.
February 29, 2024The new rules revise how risk weights are measured, enhance supervision of the banking sector and improve information disclosure requirements.
October 27, 2023The online loan transfer system launched in May for credit loans will become available for mortgage loans for apartments and jeonse loans for all housing types.
September 26, 2023HKMC Insurance has announced an increase in the maximum LTV ratios for self-occupied properties under construction.
September 25, 2023The settlement brings the total amount of civil penalties paid by firms for failed RMBS leading up to the 2008 financial crisis to over USD 36 billion.
August 15, 2023This is the first time the HKMA has relaxed the countercyclical macroprudential measures for residential properties since they were implemented in 2009.
July 10, 2023APRA explains that the differences between the IRB and standardised approaches to credit risk are justified, fair and equitable.
May 27, 2023Restrictions are relaxed for multi-homeowners, property rental and trading businesses, and ordinary homebuyers to boost real estate demand.
February 14, 2023The PAPT is being introduced to address risks that could arise for residential mortgage customers if a law firm handling a transaction is suspended.
November 8, 2022