All posts tagged "NPLs"
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227Capital RegulationChina to Cap Loan Loss Provisioning at Banks
The move is aimed at preventing an accounting practice the Finance Ministry says banks use to hide profits and dodge taxes and dividends.
October 3, 2019 -
153Australia & NZAPRA Wants More Data on Lenders’ Property Exposures
APRA is proposing to incorporate more detailed data on residential property exposures and new housing loan approvals in its QPEX statistical publication.
September 25, 2019 -
532Asia-PacificBangladesh Banks Face Capital, Provisioning Shortfalls
Recent policies to help delinquent borrowers have incentivised good borrowers to default, leading to a rise in NPLs that is threatening to overwhelm banks.
September 20, 2019 -
643Capital RegulationChina Intervenes to Support a Third Troubled Bank
China’s sovereign wealth fund and the Shandong provincial government will invest in Hengfeng Bank, which failed to disclose its financial statements for two straight years.
August 12, 2019 -
560Capital RegulationChina to Support Banks that Swap Corporate Debt for Equity
The new measures encourage banks to set up subsidiaries to invest in debt-for-equity swaps, helping them to offload distressed debt and ease rising NPL pressures.
August 1, 2019 -
590Capital Regulation
National Auditor Finds Lending Violations at Chinese Banks
Lenders were found to be favouring borrowers with deposits at their banks, linking loans to the sale of other products, and illegally charging financing fees.
June 28, 2019 -
505Capital RegulationChina: Regulatory Pressure Prompts Lending Rate Price War
ICBC was reportedly the first bank to lower its lending rate on small business loans, offering a rate of 4.5% in Q4 2018, compared to the PBOC's one-year benchmark lending rate of 4.35%.
May 20, 2019 -
554Capital Regulation
Chinese Banks Record Highest NPLs Since 2003
Despite the rise in overall NPLs at China's commercial banks, a boost in new lending and bad asset disposal resulted in lower NPL ratios.
May 13, 2019 -
563Capital RegulationCBIRC Issues Stricter Rules for Banks on Loan Classification
The new rules broaden the range of assets banks have to classify. If more than 5% of a borrower's loans are 90 days past due, all loans from that borrower will be classified as non-performing.
May 2, 2019 -
554Capital Regulation
China’s Henan Province Has an NPL Problem – Report
Of Henan's 93 commercial banks, 42 have high levels of nonperforming loans, a dozen of which reported an NPL ratio above 20%, 'several' as high as 40%.
April 8, 2019
