Vivian Xue is a Director in the Financial Institutions Group at Fitch Ratings in Shanghai, and has been with the firm since October 2020. She conducts ratings of major Chinese banks and other financial institutions, and publishes periodic research on emerging developments and risks in China's financial markets. Xue has over 10 years work experience in financial institutions researches both domestically and overseas. Prior to joining Fitch, she worked at SWS Research's overseas research team in Shanghai, with a focus on banking and related sectors. Xue holds a master’s degree in Finance from Fudan University.