Capital / Liquidity

Capital / Liquidity

RBNZ Implements ‘Dual Reporting’ Requirement for IRB Banks

By Manesh Samtani | 27/06/2024

Dual reporting requires banks that use internal models to calculate credit risk capital to also disclose calculations using the ‘standardised approach’.

Capital / Liquidity

Korea Defers Next Two Phases of “Stressed DSR” Rules

By Sanday Chongo Kabange | 27/06/2024

The FSC said the second phase of the “stressed DSR” rules will be implemented from 1 September, two months later than originally planned.

Capital / Liquidity

US Fed Proposes Changes to Bank Capital Reform Plan

By Manesh Samtani | 26/06/2024

The Fed proposed changes to the FDIC and OCC that would significantly lessen the capital increase required of banks under the reform plan.

Capital / Liquidity

US Regulators Identify Shortcomings in Bank Resolution Plans

By Editors | 25/06/2024

BofA, Goldman, JPMorgan and Citi are required to address the identified shortcomings in their next resolution plans, due by 1 July 2025.

Capital / Liquidity

RBI Revises Priority Sector Lending Guidelines for Banks

By Ajoy K Das | 24/06/2024

The revisions aim to encourage banks to incentivise lending in underserved areas and discourage lending in districts with already high loan sizes.

Capital / Liquidity

HKMA Consults on Revised Credit Risk Mitigation Guidelines

By Mark Johnston | 24/06/2024

The revised SPM module is expanded compared to the 2001 version, aimed at strengthening banks’ management of collateral or guarantees.

Capital / Liquidity

China Give Small Banks Deadline to Establish Wealth Management Subsidiary

By Mark Johnston | 22/06/2024

The NFRA has reportedly given small banks until 2026 to establish a separate subsidiary if they wish to continue selling wealth management products.

Capital / Liquidity

EU Confirms Decision to Postpone FRTB Implementation

By Editors | 20/06/2024

Commissioner Mairead McGuinness said postponing FRTB ensures a global level playing field for European banks that compete with global players.

Capital / Liquidity

Taiwan Targets Misuse of Loan Programme for First-time Homebuyers

By Mark Johnston | 19/06/2024

The government asked state-run lenders to tighten their reviews of mortgage applications and obtain affidavits from borrowers using the programme.