CAPITAL / LIQUIDITY

Capital / Liquidity

S. Korea Unveils More Measures to Contain Household Debt

By Sanday Chongo Kabange | 28/10/2021

Among the measures, the FSC will monitor how banks are applying suitability and adequacy principles in their lending, and impose fines for violations.

Big Picture

FSB Annual Report Warns of Continued Financial Stability Risk

By Manesh Samtani | 28/10/2021

Sudden sharp movements in asset prices could spill over across the financial system and the unwinding of policy support could prompt insolvencies and credit losses.

Capital / Liquidity

BOT Relaxes Mortgage Lending Rules to Boost Property Market

By Editors | 28/10/2021

The BOT is allowing LTV ratios of up to 110 percent, including top-up loans for home decoration, for first homes priced below THB 10 million.

Capital / Liquidity

BOJ Warns of Higher Credit Costs, Market Risks

By Ranamita Chakraborty | 28/10/2021

In its financial system report, the BOJ said the delayed economic recovery is raising credit risks, particularly in the highly-leveraged real estate sector.

Capital / Liquidity

APRA Defers Implementation of IRRBB, FRTB, CVA Risk

By Editors | 27/10/2021

The prudential standard for IRRBB will now take effect from 1 January 2024. The FRTB and CVA risk frameworks will take effect from 1 January 2025.

Capital / Liquidity

International Standard Setters Launch Review into Margin Practices

By Editors | 26/10/2021

While centrally cleared and non-centrally cleared markets faced similar levels of volatility in March and April 2020, IM requirements increased significantly only for centrally cleared derivatives.

Capital / Liquidity

RBI Extends Basel III Rules to All India Financial Institutions

By Ranamita Chakraborty | 26/10/2021

EXIM Bank, NABARD, NHB and SIDBI are increasingly seen as key institutions for promoting the flow of credit to certain economic sectors.

Capital / Liquidity

RBI Finalises New Regulatory Framework for NBFCs

By Editors | 22/10/2021

The RBI is adopting a four-layer approach to regulating NBFCs. The new framework will take effect from 1 October 2022.

Capital / Liquidity

Too Soon to Base Capital Requirements on Climate Scenarios

By ESG Investor | 21/10/2021

NGFS members do not yet envisage calibrating prudential policies such as capital requirements on the basis of climate scenario exercises.