Nithya Subramanian

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    Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com

    Articles by Nithya Subramanian

    Sri Lanka Targets Funds and Unit Trusts in Tax Overhaul

    03/03/2026

    Tax reforms targeting financial services include a 30 percent capital gains tax on unit trusts, mutual funds and trusts, alongside broader withholding tax rules and strengthened compliance measures.

    Capital / Liquidity

    New Consumer Credit Law Comes into Force in Malaysia

    03/03/2026

    The new law creates a new Consumer Credit Commission to license and regulate BNPL, leasing, and other credit providers, to ensure responsible lending practices.

    AML / KYC

    Singapore Scam Losses Dropped to S$913m in 2025

    03/03/2026

    Scam losses in Singapore declined in 2025, but authorities warn of emerging tactics such as victims surrendering gold bars.

    Crypto / Digital Assets

    Korea Orders Nationwide Crypto Custody Audit After $4.8M Leak

    03/03/2026

    The move follows a series of security failures, including an NTS press photo that exposed a wallet's seed phrase.

    Indian Banks' Association to Review Business Correspondent Pay Structure

    03/03/2026

    An IBA-led committee will reassess payments and fixed card-linked remuneration for BCs, amid concerns that low and transaction-based payouts are weakening last-mile financial inclusion efforts.

     

    Crypto / Digital Assets

    India Launches Pilot to Deliver Food Subsidies with CBDC

    03/03/2026

    The government has launched a pilot using the digital rupee to deliver food benefits, calling it a step toward more transparent and efficient welfare distribution.

    Securities / Derivatives

    India’s GIFT City Sees Flurry of Listings and Market Initiatives

    03/03/2026

    The IFSCA announced a series of collaborations, the launch of the first IPO, admission of overseas equity, a Sri Lankan blue bond listing and the rollout of expanded global investment access.

    Fintech / Regtech

    GARP and NSE Subsidiary Partner to Boost Risk Management in India

    03/03/2026

    GARP and NAL Academy have announced a collaboration to expand risk management education, professional development and certification pathways across India.

    ESG / Sustainability

    SEBI Issues Norms for Independent Reviewers of Green Debt Securities

    03/03/2026

    SEBI has updated requirements for appointing third-party reviewers and certifiers of green bonds and loans to enhance accountability, expertise and investor confidence.

    Fintech / Regtech

    Malaysia Imposes New Rules on SIM Registration to Curb Fraud & Scams

    02/03/2026

    The MCMC has introduced a stricter prepaid SIM registration framework, limiting individuals to five cards per telco, enforcing biometric verification, and tightening rules for minors and tourists.

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