Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Fintech / Regtech
India Launches New Credit Assessment Model for MSMEs
03/12/2025
The new framework introduces a fully digital, data-driven framework to improve the speed and accuracy of loan appraisals.
Fintech / Regtech
RBI Issues Guidelines for Digital Banking Channels
03/12/2025
The updated digital banking rules, consolidate guidelines and strengtheng authorisation, security and customer protection as online and mobile services expand.
Capital / Liquidity
Bank of Thailand Proposes New FX Rules to Rein in Strong Baht
03/12/2025
Measures include raising the foreign income repatriation limit and tightening oversight of gold-related transactions to manage currency volatility.
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ESG / Sustainability
India Works to Accelerate Green Finance Flows in Real Estate
02/12/2025
GRESB and CII-IGBC will collaborate on shared standards, benchmarking tools and stronger data transparency to make green-certified real estate projects more bankable.
ESG / Sustainability
RBI Unveils Five-Year Strategy to Advance Financial Inclusion
02/12/2025
The strategy outlines five core objectives and 47 action points aimed at improving last-mile access, strengthening consumer protection, and promoting financial services across India.
Market Infrastructure
India to Establish Market Making Framework for Sub-AAA Corporate Bonds
02/12/2025
The market-making framework for sub-AAA corporate bonds is being developed at the government’s request, aimed to boost liquidity and make lower-rated debt more tradable for investors.
Crypto / Digital Assets
Kyrgyzstan Launches Gold-Backed Digital Dollar USDKG
02/12/2025
Kyrgyzstan launches USDKG, a fully gold-backed digital asset issued under state oversight, marking a major step in its regulated blockchain strategy.
AML / KYC
Indonesian Authorities Collaborate to Protect Financial Sector Integrity
02/12/2025
Indonesia’s OJK, PPATK and BSSN signed new cooperation pacts to reinforce AML/CFT measures and bolster cybersecurity across the financial sector.
Fintech / Regtech
Malaysian Telcos Activate MyDigital ID to Curb Mobile Fraud
02/12/2025
The rollout includes Single Sign-On (SSO) integration with the national digital identity platform, enhancing safeguards against account breaches and phishing attempts.
AML / KYC
RBI Harmonises KYC Rules for All Entities in Payments Industry
02/12/2025
The framework covers prepaid issuers, payment aggregators, AePS operators and remittance providers, standardising compliance requirements and removing ambiguity.
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