Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Fintech / Regtech
India’s NPCI Tightens Scrutiny of UPI Third-party Apps
23/11/2025
The UPI operator is raising compliance requirements for third-party apps amid concerns over governance lapses and rising regulatory scrutiny.
Capital / Liquidity
RBI Extends Deadline for Realising Export Proceeds to 15 Months
23/11/2025
The RBI has eased export compliance rules by extending the period for realising export proceeds to 15 months and widening related time-limit extensions to three years.
ESG / Sustainability
BNM Urges SMEs to Report Emissions, FIs to Provide Support
21/11/2025
BNM warns SMEs to meet rising sustainability disclosure demands, urging stronger support from financial institutions as global supply-chain standards shift.
Fintech / Regtech
India Notifies Final Digital Personal Data Protection Rules
21/11/2025
India has notified the Digital Personal Data Protection Rules 2025, establishing detailed compliance obligations and strengthened privacy safeguards.
Fintech / Regtech
FSB Chair Urges Jurisdictions to Accelerate Reforms
21/11/2025
The FSB chair has warned G20 leaders that non-bank finance, weak reforms and slow cross-border payment progress pose growing stability risks.
Fintech / Regtech
ECB, RBI Move Ahead on Linking TIPS with India’s UPI
21/11/2025
The ECB and RBI have approved the next phase of work to link its TIPS instant payments system with India’s UPI to make cross-border remittances faster and cheaper.
Sanctions
US, UK and Australia Sanction Russian Cybercrime Network
20/11/2025
The three countries jointly sanctioned two Russian cybercriminals and two affiliated firms accused of providing “bulletproof hosting” for global ransomware attacks.
Crypto / Digital Assets
Malaysia Forms Special Committee to Review Bitcoin Policy
20/11/2025
The committee will assess whether to regulate or ban bitcoin as power theft, enforcement gaps and mining-related risks escalate nationwide.
Securities / Derivatives
Singapore Regulator Unveils Major Equities Market Reforms
20/11/2025
The Equities Market Review Group has proposed an SGX-Nasdaq dual-listing bridge, a SGD 30 million “Value Unlock” package, and new EQDP managers.
Crypto / Digital Assets
UBS, Ant International to Explore Blockchain for Real-Time Payments
20/11/2025
The agreement aims to develop real-time, blockchain-based cross-border payment and liquidity solutions, integrating UBS’s digital cash platform with Ant’s internal treasury systems.
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