Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
AI Risk & Governance
India Calls for New AI Playbook as Bank Adoption Hits 86%
19/08/2026
A new report calls for a strategic overhaul of risk and governance frameworks as Indian banks race to implement generative AI, with regulators flagging significant new risks.
Fraud, Scams & Cybercrime
Singapore Tightens Platform Rules to Combat Online Scams
19/08/2026
New codes require major platforms to verify advertisers, block unlicensed financial promotions and strengthen safeguards against scams.
KYC & CDD
Singapore Private Banks Face Persistent Onboarding Delays
19/08/2026
SoW checks remain a key bottleneck as banks seek to meet MAS’s target of opening most accounts within a month.
Anti-Money Laundering
APG Flags Past Financial Irregularities Ahead of Bangladesh Assessment
19/08/2026
A visiting APG delegation has expressed concern over past financial sector corruption, warning it could negatively impact the country's 2027-28 evaluation.
Reporting & Disclosures
Malaysia Issues Sustainability Reporting Guidance for FIs
19/08/2026
New guidance for banks and insurers aims to improve sustainability disclosures, while the full adoption of the ASEAN Taxonomy seeks regional interoperability.
Credit Risk
SEBI to Introduce ‘Credit Risk-o-Meter’ for Debt Securities
19/08/2026
The proposal aims to simplify credit risk assessment for retail investors by introducing a mandatory, colour-coded visual scale for all debt instruments.
Structural Regulation
India's IFSCA Proposes Consolidated Framework for Asset Leasing
18/08/2026
The proposal aims to streamline rules for aircraft, ship, and oilfield equipment leasing and introduce a dedicated special purpose vehicle structure.
KYC & CDD
SEBI Proposes Digital KYC Framework for Overseas Investors
18/08/2026
The proposals aim to remove the need for physical presence during onboarding for investors in FATF-compliant countries, introducing new verification safeguards.
Custody & Infrastructure
APAC Consortium to Set Standards for Bank Use of Public Blockchains
18/08/2026
A new industry working group, Project Pigeon, aims to create a risk management framework for financial institutions operating on permissionless networks in the region.
Trade Based Money Laundering
Singapore Charges Firm, Individuals for Tariff Evasion Scheme
18/08/2026
A local company and three individuals are accused of falsely declaring SGD 1.9 million of Chinese goods to circumvent US duties.
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