Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Credit Risk
Malaysia Unveils New Financial Support Measures in Budget 2027
12/10/2026
Proposals include expanded SME financing guarantees, incentives for cross-border listings, basic credit cards, enhanced scam prevention and automatic retirement fund enrolment.
Payments & Settlements
India Considers Delaying UPI Merchant Fee Rollout
12/10/2026
The proposal would give merchants and payment providers more time to upgrade systems, resolve fee categorisation issues and avoid adding costs during India’s festive shopping season.
Tokenisation
MAS Calls for Stronger Foundations for Digital Finance
12/10/2026
Commercial adoption of tokenised assets, digital money and AI-driven transactions must be underpinned by regulatory clarity and robust safeguards, says MAS’ Chia Der Jiun.
Cloud & Infrastructure
Singapore Passes Bill to Regulate Cloud and Data Centres
12/10/2026
The Digital Infrastructure Bill introduces strict licensing, cybersecurity, and sustainability requirements for major data centres and cloud service providers.
Fraud, Scams & Cybercrime
India Calls for Global Action on Cyber Fraud and Deepfakes
12/10/2026
Prime Minister Narendra Modi called for stronger international safeguards against cybercrime and deepfakes, citing consumer trust as essential to digital adoption.
Tokenisation
Thailand Introduces Regulatory Framework for Crypto ETFs
12/10/2026
The framework sets investment and custody requirements for crypto ETFs while allowing domestic mutual and private funds to invest in the products.
AI Risk & Governance
Vietnam Issues AI Risk Management Rules for Banks
12/10/2026
The new requirements classify certain AI systems as high risk, cap automated daily payments and mandate monitoring, customer authorisation and human oversight.
Cloud & Infrastructure
RBI Integrates Bank Deposits into CAS, Boosts AA Interoperability
12/10/2026
The RBI is enhancing financial transparency by integrating bank deposits into the Consolidated Account Statement and enabling Account Aggregator interoperability.
Structural Regulation
FTSE Russell Retains Indonesia's Emerging Market Status
12/10/2026
The index provider reaffirmed Indonesia’s secondary emerging market status while continuing to assess reforms addressing transparency and replicability concerns.
Market Risk
Bank Indonesia Reshapes FX Intervention Strategy
12/10/2026
BI has reduced costly spot market interventions to 30 percent of its operations, favouring derivative instruments to stabilise the rupiah.
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