Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Cybersecurity
Korea Suffers More Financial Sector Cyberattacks, Data Breaches
11/11/2026
The FSI, which oversees security and cyberattack prevention for Korea's financial industry, has detected a data leak. Meanwhile major banks are increasing security spending.
KYC & CDD
India’s Federal Bank Joins MCA Portal to Streamline Corporate Onboarding
11/11/2026
The integration allows entrepreneurs to select Federal Bank during company registration, linking bank account opening with the incorporation process through the MCA’s digital platform.
Credit Risk
RBI Proposes Consolidated Priority Sector Lending Framework
11/11/2026
The draft rules retain existing sectoral lending targets while revising loan eligibility limits, tightening requirements for gold-backed agricultural loans and strengthening compliance monitoring.
Credit Risk
Indian Banks Seek Relief Ahead of RBI's ECL Framework Rollout
11/11/2026
The RBI will meet bank executives to address concerns over the Expected Credit Loss framework, as rising bond yields threaten investment portfolios.
AI Risk & Governance
Singapore Reinsurers Launch Handbook on AI Risk Management
11/11/2026
The new handbook provides practical guidance on assessing AI-related risks across data, third-party dependencies, underwriting, claims and portfolio concentration.
Climate Risk
Indian Mutual Funds Show Critical Gaps in Climate Risk Preparedness - report
11/11/2026
India’s largest asset managers lack portfolio-level climate stress testing and financed emissions disclosures, prompting calls for stricter regulatory mandates.
Structural Regulation
WFE Warns Bilateral Trading Shift Threatens Investor Protection
11/11/2026
The WFE is urging policymakers to address market fragmentation, warning that bilateral trading undermines price formation and liquidity.
Structural Regulation
India Eases Rules for Direct Overseas Listings by Domestic Companies
10/11/2026
The amendments allow companies to list preference shares and convertible debentures on international exchanges, while easing eligibility requirements for unlisted public companies.
Anti-Money Laundering
SEBI Proposes Mandatory AML Certification for Principal Officers
10/11/2026
The proposal requires existing and newly appointed principal officers to pass the NISM Series-XXIV examination within six months to strengthen AML/CFT expertise across the securities market.
Cybersecurity
India Issues Alert On AI-Driven Cyberattacks Targeting Financial Firms
10/11/2026
Indian cybersecurity agencies have warned FIs of an escalating, AI-powered hacking campaign targeting payment systems and APIs.
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