Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Credit Risk
Bangladesh Pushes New Laws to Tackle BDT 6tn Bad Loan Crisis
14/09/2026
NPLs have surged to nearly one-third of total credit, prompting the central bank to push for new asset management legislation to address systemic risks.
Payments & Settlements
RBI Expands FX-Retail Platform with Five More Currencies
14/09/2026
The move adds the euro, pound and three other currencies to the FX-Retail platform, with five more planned, expanding access for individuals.
PEPs & Sanctions
Vietnam Enacts New Law to Combat Weapons Proliferation Financing
14/09/2026
The new legislation imposes new compliance obligations on financial institutions and other businesses to detect and prevent illicit financial flows.
Structural Regulation
RBI Recognises Second Fintech Self-Regulatory Body
14/09/2026
The Unified Fintech Forum has been approved as a SRO, expanding the industry-led governance framework established by the central bank in 2024.
AI Risk & Governance
Ant, Visa, Mastercard to Develop Common AI Agent Identity Rules
14/09/2026
The payment giants will collaborate on an interoperable 'Know-Your-Agent' framework, building on a regulatory initiative from MAS.
Fraud, Scams & Cybercrime
RBI Proposes New SOP for Freezing Suspected Mule Accounts
14/09/2026
A new time-bound procedure for placing temporary debit holds on accounts linked to cyber fraud and money mule has been proposed.
Resolution & Recovery
MAS Outlines Approach to Financial Institution Resolution
14/09/2026
The updated monograph details the regulator's crisis management approach, resolution toolkit, and funding arrangements, with a focus on protecting financial stability and minimising taxpayer loss.
AI Risk & Governance
India's NPCI Unveils AI Platforms, Eyes Agentic Payments on UPI
14/09/2026
The NPCI has launched new agentic AI platforms and is exploring protocols to allow AI agents to execute payments on the UPI network.
Payments & Settlements
Singapore Banks Complete First Live SGD Payments on Swift DLT
14/09/2026
DBS, OCBC and UOB have completed live interbank transactions using tokenised deposits, testing the infrastructure for 24/7 payments beyond traditional hours.
Market Data & Technology
India to Permit Co-location for Commodity Derivatives
14/09/2026
SEBI is set to allow co-location in its commodity derivatives market, a significant move to attract institutional investors and deepen liquidity.
JOIN OUR NEWSLETTER
An exclusive weekly selection of top stories from the Regulation Asia editorial team.