Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
AI Risk & Governance
Indian Regulators Elevate AI Governance And Cyber Resilience
18/09/2026
Financial institutions in India must adopt risk-tiered governance and continuous monitoring to safely scale AI, says a new report.
Capital Adequacy
IIF Calls for Regulatory Easing to Mobilise Capital in Emerging Markets
18/09/2026
Policy paper calls on global standard-setters to adjust capital rules to better reflect the risk-reducing role of development banks.
Payments & Settlements
BRICS Advances Talks on Payments, Leaves Interoperability Unresolved
17/09/2026
The bloc has encouraged continued work on cross-border payment solutions and a new insurance risk lab, while reaffirming demands for greater representation in global financial institutions.
Alternative Markets
NSE Listing to Reshape India's Market for Unlisted Shares - Reports
17/09/2026
The public listing of NSE is expected to significantly reduce trading volumes in the country's unlisted share market.
Payments & Settlements
India to Introduce Merchant Charges on High-Value UPI Transactions
17/09/2026
The government has clarified that peer-to-peer and small merchant payments will remain free under the new framework.
Structural Regulation
SEBI Proposes Tighter BCP, Disaster Recovery Rules for MIIs
17/09/2026
The proposals include shorter mock drills, enhanced testing of primary systems and a new mechanism to recover lost trade data.
Climate Risk
Singapore Banks Under Fire for Financing Industrial Coal Projects
17/09/2026
New analysis finds that Singapore's top banks are financing nickel and aluminium producers that build and operate their own captive coal plants.
Cybersecurity
RBI Sets Resilience, Accountability Agenda for Digital Finance
17/09/2026
The central bank is strengthening its focus on cybersecurity, fraud prevention, AI accountability and quantum-readiness as digital payments become essential infrastructure.
Conduct, Culture & Accountability
Bangladesh Introduces KPI Framework for Bank CEOs
17/09/2026
The new framework introduces measurable targets for bank executives covering asset quality, governance and financial inclusion, with penalties for underperformance.
CBDCs
India in Advanced Talks on CBDC Links with Thailand, Malaysia, Vietnam
17/09/2026
The move is part of a broader BRICS initiative to enhance cross-border payment systems and promote the use of local currencies for international trade.
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