Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
PEPs & Sanctions
Singapore Charges Firm, Director Over Flagging UN-Blacklisted Ship
03/08/2026
Niue Ship Registry and its director, David Chong Kwok Yong, face charges for providing flag registration services to a vessel blacklisted by the UN for its links to North Korea.
KYC & CDD
Singapore’s OCBC Deploys Agentic AI to Speed-up Wealth Client Onboarding
03/08/2026
The bank's new HELIOS platform aims to cut private banking onboarding to 15 days by front-loading due diligence and creating a new lead-generation role for compliance.
Payments & Settlements
India, Maldives Launch Real-Time Cross-Border Payment Corridor
03/08/2026
The integration of the Favara and UPI instant payment systems enables real-time remittances, with QR-based merchant payments planned next.
PEPs & Sanctions
Russia Proposes Rupee-Trade with Bangladesh to Bypass Sanctions
03/08/2026
Bangladesh rules proposal to settle trade in Indian rupees but directed Moscow to negotiate directly with its central bank.
Structural Regulation
India Revamps GIFT City Fund Rules, Adds Blended Finance Framework
03/08/2026
The GIFT City regulator has amended its fund management rules to ease operational burdens, enhance disclosures, and facilitate new fund structures.
Payments & Settlements
Bangladesh Issues Framework for Bank-Led Cross-Border Payments
03/08/2026
The framework allows local banks to partner with foreign payment providers, subject to strict oversight and reporting requirements.
KYC & CDD
India to Launch Shared KYC Platform for Financial Firms
03/08/2026
The new consent-based CKYC 2.0 framework aims to streamline customer onboarding, improve data quality, and boost financial market participation.
Credit Risk
Indian State Banks Rush to Sell Bad Loans Ahead of New RBI Norms
03/08/2026
Lenders are offloading billions in non-performing assets to pre-empt the impact of the ECL framework.
Capital Adequacy
India Defers Basel Pillar 3 Disclosure Rules to April 2027
31/07/2026
The RBI has postponed implementation of its revised Basel III Pillar 3 disclosure framework by six months and introduced some concessions.
Data Privacy
India NPCI Mandates UPI Number Masking to Align with Data Law
31/07/2026
New rules require UPI apps to hide mobile numbers and promote username-based IDs by 4 September.
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