Nithya Subramanian

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    Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com

    Articles by Nithya Subramanian

    Payments & Settlements

    BNM Mandates Single QR Payment Network by June 2028

    03/07/2026

    A new framework requires all providers to migrate to a single interoperable QR network, ending closed-loop systems within two years.

    Conduct, Culture & Accountability

    RBI Rolls Out New Integrated Ombudsman Scheme

    03/07/2026

    The revamped framework broadens consumer grievance redressal, covering banks, eligible NBFCs, and payment firms under a single unified mechanism.

    Credit Risk

    Bangladesh Bank Unveils 18-Month Roadmap to Tackle Soaring NPLs

    03/07/2026

    The central bank has announced a multi-pronged strategy to address the country's high non-performing loans, including legal reforms and new provisioning standards.

    Structural Regulation

    SEBI Forms Expert Group to Review Debenture Trustee Rules

    02/07/2026

    The regulator has established a panel to conduct a comprehensive review of the 1993 regulations governing debenture trusteeship activities.

    Alternative Markets

    SEBI Proposes Uniform Consent Rules, Wider Conflict Checks for AIFs

    02/07/2026

    The regulator plans to standardise investor approval thresholds and replace the term ‘associate’ with ‘related party’ to improve transparency and conflict management.

    Conduct, Culture & Accountability

    FSC Korea Launches Committee to Overhaul Consumer Protection Policy

    02/07/2026

    A new public-private body will evaluate financial policies from the consumer's perspective, responding to rising complaints despite existing regulations.

    Fraud, Scams & Cybercrime

    OJK Indonesia, UNODC Lead Regional Push Against Online Scams

    02/07/2026

    The initiative aims to strengthen financial intelligence, harmonise AML/CFT frameworks and improve cross-border information sharing as digital fraud becomes increasingly linked to money laundering.

    Anti-Money Laundering

    Vietnam Launches National Action Plan to Exit FATF Grey List

    02/07/2026

    The plan sets out key deadlines for ministries and focuses on risk assessments and international cooperation to address strategic deficiencies.

    Structural Regulation

    Japan Launches CFIUS-Style Body to Tighten Foreign Investment Screening

    01/07/2026

    The new Japan Foreign Investment Committee will conduct cross-ministerial reviews of inbound deals, expanding scrutiny to protect critical technology and data.

    Stablecoins

    Tether Premium in India Surges Amid Crackdown on Crypto Firms

    01/07/2026

    A government crackdown on crypto payment firms has choked supply, causing the dollar-pegged stablecoin's local price to spike significantly.

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