Nithya Subramanian

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    Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com

    Articles by Nithya Subramanian

    Fraud, Scams & Cybercrime

    India Calls for Global Action on Cyber Fraud and Deepfakes

    12/10/2026

    Prime Minister Narendra Modi called for stronger international safeguards against cybercrime and deepfakes, citing consumer trust as essential to digital adoption.

    Tokenisation

    Thailand Introduces Regulatory Framework for Crypto ETFs

    12/10/2026

    The framework sets investment and custody requirements for crypto ETFs while allowing domestic mutual and private funds to invest in the products.

    AI Risk & Governance

    Vietnam Issues AI Risk Management Rules for Banks

    12/10/2026

    The new requirements classify certain AI systems as high risk, cap automated daily payments and mandate monitoring, customer authorisation and human oversight.

    Cloud & Infrastructure

    RBI Integrates Bank Deposits into CAS, Boosts AA Interoperability

    12/10/2026

    The RBI is enhancing financial transparency by integrating bank deposits into the Consolidated Account Statement and enabling Account Aggregator interoperability.

    Structural Regulation

    FTSE Russell Retains Indonesia's Emerging Market Status

    12/10/2026

    The index provider reaffirmed Indonesia’s secondary emerging market status while continuing to assess reforms addressing transparency and replicability concerns.

    Market Risk

    Bank Indonesia Reshapes FX Intervention Strategy

    12/10/2026

    BI has reduced costly spot market interventions to 30 percent of its operations, favouring derivative instruments to stabilise the rupiah.

    Sustainable Finance

    Korea Unveils KRW 1,000 tn Green Transformation Strategy

    09/10/2026

    The new climate finance and fiscal spending plan is expected to accelerate decarbonisation and establish robust transition finance frameworks.

    Liquidity Risk

    MAS Updates NSFR Rules for Banks and Holding Companies

    09/10/2026

    MAS has revised its NSFR requirements for internationally active banks, D-SIBs, and designated financial holding companies.

    Data Privacy

    Malaysia Proposes Data Protection Rules for AI Systems

    09/10/2026

    The draft sets out requirements for AI development, vendor oversight, cross-border data transfers, algorithmic fairness and data subject rights.

    Structural Regulation

    Indian Insurance Brokers Oppose IRDAI Commission Caps

    09/10/2026

    The proposed regulatory overhaul could slash intermediary revenues by up to 70 percent and put one million jobs at risk.

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