Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Payments & Settlements
India Delays UPI Merchant Charges After Industry Pushback
14/10/2026
The NPCI has moved the planned rollout to after Diwali following concerns over merchant costs, system readiness and the proposed fee structure.
Trading & Investment
SGX Launches New Liquidity Window for Asian Bond Futures
14/10/2026
SGX is introducing targeted trading windows to build offshore liquidity and attract European and Indian asset managers.
CBDCs
BOK Rules Out Retail CBDC Issuance, Stablecoin Use
14/10/2026
The central bank will rely on institutional digital currency for its tokenisation pilots, leaving stablecoin operations to private financial institutions.
Structural Regulation
BSEC to Overhauls IPO Rules, Backs Bank Fund Expansion
14/10/2026
The regulator plans to ease IPO rules, introduce certified mutual fund agents and extend a special bank fund scheme to boost capital market investment.
Fraud, Scams & Cybercrime
Singapore Plans Tougher Sentences for Scammers of All Ages
14/10/2026
The government plans to legislate a deterrence-based approach for all scam offenders, regardless of age, amid concerns that criminal syndicates are recruiting youths.
Credit Risk
India’s IFSCA Forms Working Group for Credit Information Companies
14/10/2026
The group will recommend standards for credit data reporting, error correction and interoperability to support the development of GIFT City’s credit information ecosystem.
Liquidity Risk
Indian Banks Seek Clarity, Relief on RBI Forex Rules
14/10/2026
Indian lenders are urging the central bank to reconsider its 20 percent cash reserve requirement for forex derivatives, warning of severe liquidity constraints.
Fraud, Scams & Cybercrime
AMRO Urges Coordinated Regulatory Action on Digital Scams
13/10/2026
New AMRO report highlights regulatory gaps in addressing authorised payment fraud and recommends ecosystem-wide policy responses across ASEAN+3.
Conduct, Culture & Accountability
MAS Tightens Conduct Rules for Public Prospecting Activities
13/10/2026
MAS has introduced enhanced safeguards requiring financial representatives to obtain consumer consent before commencing sales pitches.
Liquidity Risk
RBI Deploys Sweeping Currency Measures to Defend Rupee
13/10/2026
The RBI has introduced strict foreign exchange derivative rules, imposed a 20 percent cash reserve on specified contracts and a special dollar window to halt the rupee's decline.
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