Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Fintech / Regtech
NPCI Proposes UPI Cash Withdrawals via Business Correspondents
18/09/2025
The NPCI is seeking RBI approval to allow customers to withdraw up to INR 10,000 per transaction, widening access to cash services.
Enforcement
Nippon Life Uncovers Data Misuse as Japan FSA Widens Scrutiny of Insurers
18/09/2025
An internal review found staff seconded to banks accessed confidential sales information without authorisation, prompting the insurer to take disciplinary action.
Crypto / Digital Assets
India Mandates Cybersecurity Audits for All Crypto Exchanges
18/09/2025
Cybersecurity audits will be mandatory for exchanges seeking registration with the FIU. CERT-In has been designated as the overseeing agency.
India Unveils New Framework Allowing Bespoke Pension Plans
18/09/2025
The pension regulator will let fund managers design tailor-made schemes under the National Pension System, giving subscribers more choice and flexibility in retirement planning.
Securities / Derivatives
SGX RegCo Urges REITs to Unlock Value, Brace for Stricter Climate Rules
18/09/2025
SGX RegCo will move towards a disclosure-based regime while tightening climate reporting standards, said Tan Boon Gin.
Securities / Derivatives
India’s CBI Files Supplementary Chargesheet in NSE Co-location Case
18/09/2025
The chargesheet has named additional brokers and detailed their alleged role in securing preferential access to trading servers.
Fintech / Regtech
North Korean Hackers Use ChatGPT to Create Fake IDs for Phishing Attacks
17/09/2025
A new report revealed that North Korea’s Kimsuky hackers used AI to forge a fake South Korean military ID in a phishing campaign.
Capital / Liquidity
Indonesia’s OJK Issues New Rules to Streamline Financing for MSMEs
17/09/2025
The regulation compels lenders to ease requirements, lower costs, and adopt digital tools to help MSMEs gain faster access to financing.
Fintech / Regtech
MAS to Promote Tokenisation, AI while Safeguarding Stability
17/09/2025
MAS will also back digital innovation and Asia’s low-carbon transition, while ensuring robust supervision in the financial system, said Deputy Prime Minister Gan Kim Yong.
Fintech / Regtech
RBI Releases Consolidated Regulations for Payment Aggregators
17/09/2025
The RBI has tightened oversight of digital payment platforms with a new framework that sets capital norms, stricter due diligence, and deadlines for authorisation of non-bank PAs.
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