Nithya Subramanian

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    Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com

    Articles by Nithya Subramanian

    Fraud, Scams & Cybercrime

    AMRO Urges Coordinated Regulatory Action on Digital Scams

    13/10/2026

    New AMRO report highlights regulatory gaps in addressing authorised payment fraud and recommends ecosystem-wide policy responses across ASEAN+3.

    Conduct, Culture & Accountability

    MAS Tightens Conduct Rules for Public Prospecting Activities

    13/10/2026

    MAS has introduced enhanced safeguards requiring financial representatives to obtain consumer consent before commencing sales pitches.

    Liquidity Risk

    RBI Deploys Sweeping Currency Measures to Defend Rupee

    13/10/2026

    The RBI has introduced strict foreign exchange derivative rules, imposed a 20 percent cash reserve on specified contracts and a special dollar window to halt the rupee's decline.

    Custody & Infrastructure

    Korea: DAXA Urges Stronger Digital Asset Oversight in New Policy Brief

    13/10/2026

    The policy brief recommends broader user protection, integrated market surveillance and phased foreign investment access as Korea develops its digital asset regulatory framework.

    Cybersecurity

    Indian Government Directs Banks to Plan Quantum-Safe Transition

    13/10/2026

    The government has directed banks to assess post-quantum vulnerabilities and develop coordinated security strategies, alongside a framework to strengthen resilience in generative AI deployment.

    Credit Risk

    Malaysia Unveils New Financial Support Measures in Budget 2027

    12/10/2026

    Proposals include expanded SME financing guarantees, incentives for cross-border listings, basic credit cards, enhanced scam prevention and automatic retirement fund enrolment.

    Payments & Settlements

    India Considers Delaying UPI Merchant Fee Rollout

    12/10/2026

    The proposal would give merchants and payment providers more time to upgrade systems, resolve fee categorisation issues and avoid adding costs during India’s festive shopping season.

    Tokenisation

    MAS Calls for Stronger Foundations for Digital Finance

    12/10/2026

    Commercial adoption of tokenised assets, digital money and AI-driven transactions must be underpinned by regulatory clarity and robust safeguards, says MAS’ Chia Der Jiun.

    Cloud & Infrastructure

    Singapore Passes Bill to Regulate Cloud and Data Centres

    12/10/2026

    The Digital Infrastructure Bill introduces strict licensing, cybersecurity, and sustainability requirements for major data centres and cloud service providers.

    Fraud, Scams & Cybercrime

    India Calls for Global Action on Cyber Fraud and Deepfakes

    12/10/2026

    Prime Minister Narendra Modi called for stronger international safeguards against cybercrime and deepfakes, citing consumer trust as essential to digital adoption.

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