Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Credit Risk
India’s IFSCA Forms Working Group for Credit Information Companies
14/10/2026
The group will recommend standards for credit data reporting, error correction and interoperability to support the development of GIFT City’s credit information ecosystem.
Liquidity Risk
Indian Banks Seek Clarity, Relief on RBI Forex Rules
14/10/2026
Indian lenders are urging the central bank to reconsider its 20 percent cash reserve requirement for forex derivatives, warning of severe liquidity constraints.
Fraud, Scams & Cybercrime
AMRO Urges Coordinated Regulatory Action on Digital Scams
13/10/2026
New AMRO report highlights regulatory gaps in addressing authorised payment fraud and recommends ecosystem-wide policy responses across ASEAN+3.
Conduct, Culture & Accountability
MAS Tightens Conduct Rules for Public Prospecting Activities
13/10/2026
MAS has introduced enhanced safeguards requiring financial representatives to obtain consumer consent before commencing sales pitches.
Liquidity Risk
RBI Deploys Sweeping Currency Measures to Defend Rupee
13/10/2026
The RBI has introduced strict foreign exchange derivative rules, imposed a 20 percent cash reserve on specified contracts and a special dollar window to halt the rupee's decline.
Custody & Infrastructure
Korea: DAXA Urges Stronger Digital Asset Oversight in New Policy Brief
13/10/2026
The policy brief recommends broader user protection, integrated market surveillance and phased foreign investment access as Korea develops its digital asset regulatory framework.
Cybersecurity
Indian Government Directs Banks to Plan Quantum-Safe Transition
13/10/2026
The government has directed banks to assess post-quantum vulnerabilities and develop coordinated security strategies, alongside a framework to strengthen resilience in generative AI deployment.
Credit Risk
Malaysia Unveils New Financial Support Measures in Budget 2027
12/10/2026
Proposals include expanded SME financing guarantees, incentives for cross-border listings, basic credit cards, enhanced scam prevention and automatic retirement fund enrolment.
Payments & Settlements
India Considers Delaying UPI Merchant Fee Rollout
12/10/2026
The proposal would give merchants and payment providers more time to upgrade systems, resolve fee categorisation issues and avoid adding costs during India’s festive shopping season.
Tokenisation
MAS Calls for Stronger Foundations for Digital Finance
12/10/2026
Commercial adoption of tokenised assets, digital money and AI-driven transactions must be underpinned by regulatory clarity and robust safeguards, says MAS’ Chia Der Jiun.
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