Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Payments & Settlements
Vietnam Moves to Formalise 'Mobile Money' Services
02/10/2025
The draft decree raises monthly caps tenfold and sets higher limits for essential service payments, aiming to expand access in rural and remote areas.
Cryptocurrency
Korea FSS Urges Stronger User Protection, Risk Controls in Crypto Sector
02/10/2025
The FSS chief cautioned crypto firms against aggressive promotions and risky products, urging them instead to focus on delivering stable, reliable services.
Stablecoins
OKX Enables Stablecoin Payments at GrabPay Merchants in Singapore
02/10/2025
The launch of OKX Pay allows Singapore consumers to use USDT and USDC for daily purchases at GrabPay merchants, with payments settled in Singapore dollars via StraitsX’s XSGD stablecoin.
Anti-Money Laundering
Singapore Court Blocks 1MDB Liquidators from Suing Banks Over Pre-2018 Deals
02/10/2025
The court dismissed attempts by 1MDB liquidators to claw back funds from Standard Chartered and BSI, citing a legal cut-off that excludes transactions predating the city-state’s 2018 insolvency law.
Credit Risk
BNM Releases New Personal Financing and BNPL Guidelines
02/10/2025
The policy document announced measures including a 10-year loan tenure cap, mandatory financial education for high-value loans, and affordability checks on BNPL services.
Trading & Investment
Shanghai Exchange Debuts First Foreign-Sponsored Consumer REIT
02/10/2025
The listing on the SSE marks China’s first consumer REIT sponsored by an international asset manager, reflecting a push to diversify asset classes.
Credit Risk
RBI Drafts New Framework for Gold Metal Loans, Tightens Lending Norms
01/10/2025
The RBI has issued draft directions for gold metal loans and updated norms on gold-based lending, expanding financing avenues for jewellers while tightening safeguards to curb misuse.
Capital Adequacy
RBI Eases Floating Loan Norms, Revises Basel Rules
01/10/2025
The regulatory changes range from revised norms on floating-rate loans and tighter limits on overseas issuances under Basel III to draft updates on foreign bank exposures.
Credit Risk
BB Orders Foreign Loan Reporting to Strengthen Credit Risk Oversight
30/09/2025
Banks must report all foreign loan information monthly starting 1 November, with fines for any concealment or misreporting.
Liquidity Risk
BSP to Review Thrift Banks’ Liquidity Relief Case by Case
30/09/2025
The BSP rejected a uniform cut in liquidity requirements, saying it will assess thrift banks’ requests individually to reflect differences in their financial profiles and operations.
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