Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Operational Risk
Indonesia’s OJK Issues Social Media Governance Guidelines for Banks
09/04/2026
The new framework urges commercial banks to implement formal risk management and governance policies for their social media activities.
Structural Regulation
RBI Proposes Three-Tier Banking Structure to Boost Rural Access
09/04/2026
The draft guidelines introduce new categories for banking correspondents, overhaul remuneration rules, and tighten governance to enhance financial inclusion.
Payments & Settlements
MAS to Review GIRO Payment System Safeguards
08/04/2026
The review follows recent erroneous deductions and will consider new user-set limits, enhanced transaction monitoring, and stricter due diligence on billers.
Market Data & Technology
Bursa Malaysia Overhauls Investor Data, Revealing Larger Retail Share
08/04/2026
The first major reclassification since 2008 provides greater clarity on market participation, driven by the surge in digital brokerage accounts.
Trading & Investment
RBI Maintains Existing FPI Caps on Debt Investments, Lifts Absolute Limit
08/04/2026
The RBI has maintained percentage limits for foreign investment in government and corporate debt while raising the overall ceiling on market growth.
Climate Risk
Singapore Forms Climate Council, Urges Resilience Amid Energy Crisis
08/04/2026
The new public-private body will help firms adapt to climate risks, as officials link environmental policy to energy security.
Operational Risk
India: GIFT City Regulator Rolls Out New Pension Fund Rules
08/04/2026
The new framework mandates a USD 1 million net worth, details strict investment and exposure limits, and introduces robust governance requirements.
Tokenisation
Tokenisation Risks Require Global Policy Overhaul: IMF Report
07/04/2026
IMF report is urging new legal and policy anchors to address concerns that the speed and automation of tokenised finance could amplify crises.
Credit Risk
SBV Proposes Higher Lending Caps for Major Hanoi Projects
07/04/2026
The move aims to facilitate funding for large-scale infrastructure developments by easing single-borrower credit limits for systemically important projects.
Data Privacy
US Designates India's UPI and Data Rules as Trade Barriers
07/04/2026
The USTR’s annual trade report flags India’s digital payment ecosystem, data localisation rules, and content takedown orders as significant hurdles.
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