Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Indonesia Moves to Operationalise Legal Framework for Trusts
24/11/2025
The Finance Ministry is preparing detailed rules to operationalise a 2023 law allowing trust structures, aiming to deepen the country’s financial markets.
Fintech / Regtech
BIS Paper Says Payment Pre-validation is Key to Reducing Fraud
24/11/2025
A BIS paper warns that global adoption of payment pre-validation remains slow despite its strong potential to cut errors and curb fraud in international transactions.
Capital / Liquidity
Indonesia Injects Fresh Liquidity into Banks to Boost Lending
24/11/2025
The Finance Ministry says the extra funding, distributed to four lenders, is aimed at sustaining credit growth and cushioning economic pressures.
Capital / Liquidity
AMRO Calls on Cambodia to Establish 'Bad Bank' AMC to Clean Up NPLs
24/11/2025
Report suggests that Cambodia should establish an AMC to take over bad loans from banks, similar to how many APAC jurisdictions handled NPLs during the Asian Financial Crisis.
Fintech / Regtech
India’s NPCI Tightens Scrutiny of UPI Third-party Apps
23/11/2025
The UPI operator is raising compliance requirements for third-party apps amid concerns over governance lapses and rising regulatory scrutiny.
Capital / Liquidity
RBI Extends Deadline for Realising Export Proceeds to 15 Months
23/11/2025
The RBI has eased export compliance rules by extending the period for realising export proceeds to 15 months and widening related time-limit extensions to three years.
ESG / Sustainability
BNM Urges SMEs to Report Emissions, FIs to Provide Support
21/11/2025
BNM warns SMEs to meet rising sustainability disclosure demands, urging stronger support from financial institutions as global supply-chain standards shift.
Fintech / Regtech
India Notifies Final Digital Personal Data Protection Rules
21/11/2025
India has notified the Digital Personal Data Protection Rules 2025, establishing detailed compliance obligations and strengthened privacy safeguards.
Fintech / Regtech
FSB Chair Urges Jurisdictions to Accelerate Reforms
21/11/2025
The FSB chair has warned G20 leaders that non-bank finance, weak reforms and slow cross-border payment progress pose growing stability risks.
Fintech / Regtech
ECB, RBI Move Ahead on Linking TIPS with India’s UPI
21/11/2025
The ECB and RBI have approved the next phase of work to link its TIPS instant payments system with India’s UPI to make cross-border remittances faster and cheaper.
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