Nithya Subramanian
Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com
Articles by Nithya Subramanian
Credit Risk
RBI Urges Banks to Link MSME Loans to External Benchmark
17/12/2025
The move is aimed at enhancing transparency, ensuring faster transmission of policy rates, and strengthening credit support for small businesses.
Payments & Settlements
Korea Finalises New Rules for Payment Gateways to Protect User Funds
17/12/2025
The revised law mandates 100% external management of unsettled funds and raises capital requirements for payment gateway service providers.
Trading & Investment
SEBI Weighs Cut to Margins on Non-expiry F&O Trades
16/12/2025
The regulator is proposing lower margins on non-expiry days in a bid to encourage longer-term trading and reduce reliance on short-term speculation.
Fraud, Scams & Cybercrime
Myanmar Sets Up Supervisory Committee to Tackle Online Fraud
16/12/2025
Authorities reveal over 70,000 foreigners have been repatriated and call for swifter international cooperation to tackle border-based fraud networks.
Conduct, Culture & Accountability
India’s Ministry of Finance Tightens Oversight of Grievance Redressal in Banks
16/12/2025
A new ranking and review mechanism is improving how banks and insurers handle customer complaints, boosting accountability across the financial industry.
Trading & Investment
Singapore, China Deepen Financial Ties with Market Access Initiatives
16/12/2025
Some of the key measures include expanded bond market access, secondary listings and digital currency payments pilot for travellers.
Structural Regulation
India's Lower House Passes Bill to Allow 100% FDI in Insurance Sector
15/12/2025
The bill, which now moves to the upper house, also strengthens regulatory powers and grants greater autonomy to state-owned LIC.
Fraud, Scams & Cybercrime
Cambodia to Tackle Fraud Linked to Anonymous SIM cards
15/12/2025
The central bank and telecom ministry have agreed to link verified phone numbers with bank accounts to make it harder for fraudsters to exploit anonymous SIM cards.
Structural Regulation
SEBI Tightens Governance Rules for Market Infrastructure Institutions
15/12/2025
The reforms introduce two board-level Executive Directors, revamp reporting lines for key personnel, and strengthen technology and risk oversight functions.
Credit Risk
Indian Banks Call on RBI to Raise Limits on M&A Finance
15/12/2025
Domestic lenders have asked the RBI to raise the limit on M&A financing to 20 percent of core capital, aiming to capitalise on a sharp rise in corporate deal-making.
JOIN OUR NEWSLETTER
An exclusive weekly selection of top stories from the Regulation Asia editorial team.