Nithya Subramanian

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    Nithya Subramanian, a deputy editor at Regulation Asia, has wide experience covering the financial sector in India and Singapore. She has written extensively about wealth management, capital markets and insurance sectors tracking policy and corporate developments. Researching and writing about the South Asian diaspora settled in Singapore and the region is another area of interest. She has a post-graduate degree in English literature. Reach out to her at nithya@regulationasia.com

    Articles by Nithya Subramanian

    Emerging Prudential Risks

    FSB Chair Urges Jurisdictions to Accelerate Reforms

    21/11/2025

    The FSB chair has warned G20 leaders that non-bank finance, weak reforms and slow cross-border payment progress pose growing stability risks.

    Payments & Settlements

    ECB, RBI Move Ahead on Linking TIPS with India’s UPI

    21/11/2025

    The ECB and RBI have approved the next phase of work to link its TIPS instant payments system with India’s UPI to make cross-border remittances faster and cheaper.

    Fraud, Scams & Cybercrime

    US, UK and Australia Sanction Russian Cybercrime Network

    20/11/2025

    The three countries jointly sanctioned two Russian cybercriminals and two affiliated firms accused of providing “bulletproof hosting” for global ransomware attacks.

    Cryptocurrency

    Malaysia Forms Special Committee to Review Bitcoin Policy

    20/11/2025

    The committee will assess whether to regulate or ban bitcoin as power theft, enforcement gaps and mining-related risks escalate nationwide.

    Structural Regulation

    Singapore Regulator Unveils Major Equities Market Reforms

    20/11/2025

    The Equities Market Review Group has proposed an SGX-Nasdaq dual-listing bridge, a SGD 30 million “Value Unlock” package, and new EQDP managers.

    Payments & Settlements

    UBS, Ant International to Explore Blockchain for Real-Time Payments

    20/11/2025

    The agreement aims to develop real-time, blockchain-based cross-border payment and liquidity solutions, integrating UBS’s digital cash platform with Ant’s internal treasury systems.

    Structural Regulation

    SEBI, RBI Warn Public Against Trading on Unregistered Platforms

    20/11/2025

    Regulators issued fresh alerts on illegal bond-trading and forex platforms, warning that investors face serious risks when dealing with unregistered digital operators.

    Anti-Bribery & Corruption

    Thailand Launches “Zero Corruption” Taskforce to Strengthen Governance

    20/11/2025

    The taskforce is focused on strengthening corporate anti-corruption systems, improving data transparency, deploying technology, and enhancing whistleblower protections.

    Credit Risk

    FSC Korea Eyes Higher Lending to Low-Credit Borrowers at Internet Banks

    20/11/2025

    The regulator is reviewing whether KakaoBank, Toss Bank, and K Bank can responsibly expand loans to mid- and low-credit customers amid rising delinquency rates.

    Anti-Bribery & Corruption

    Laos Central Bank to Crack Down on Misconduct, Embezzlement

    20/11/2025

    Laos’ central bank has uncovered over LAK 66.8 billion in embezzlement across four years, prompting it to strengthen oversight and enforce stricter discipline.

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