Fintech / Regtech

Profitability through Compliance Technology: Dreaming the Impossible Dream

05/03/2018

Large technology investments to improve compliance performance have not yielded desired results almost ten years after the global financial crisis.

Capital / Liquidity

Pre-crisis Bank Resolution Model Makes an Unwelcome Return

26/02/2018

The Trump administration’s Chapter 14 – a misguided attempt to end “too big to fail” by sending bank resolutions to court – will only heighten systemic risk.

AML / KYC

Border Cash Declarations Won’t Halt HK Money Laundering

19/02/2018

For the first time, visitors to Hong Kong will soon have to declare cash they bring in. But money laundering will continue to flourish.

Fintech / Regtech

HKMA Virtual Bank Rules – Dull, Timid Bureaucracy

12/02/2018

Proposed virtual banks rules fail to address the true future of financial services, risking Hong Kong’s descent into irrelevancy.

Fintech / Regtech

Cryptocurrency – You Can’t Kill an Idea

05/02/2018

Once in a while capitalism must be rescued from the excesses of bankers and central banks. Governments can’t kill ideas, but it takes them a long time for them to concede or adapt.

Crypto / Digital Assets

Banks’ Fintech Reluctance Leaves Market Share Up for Grabs

31/01/2018

Despite technological improvement and innovation, FIs are still not embracing fintech, and start-ups are finding it harder than expected to gain traction.

Securities / Derivatives

Banks Will Struggle if Prop Trading is Reintroduced

22/01/2018

US banks lobbied hard for a rollback of the Volcker Rule and a return to proprietary trading to bolster profits. They will soon find that it’s now a different world.

Enforcement

The Return of ‘Super Alpha’ and Regulatory Arbitrage

15/01/2018

The return of SAC Capital’s founder with a new venture reveals the complicated ethics of a post financial crisis world.

Securities / Derivatives

MiFID II – Just the Start of a Perfect Storm for Research

08/01/2018

The unbundling of research costs will not only create more transparency but usher in a collapse and change in banking research.