Capital / Liquidity

Capital / Liquidity

South Korea to Introduce “Stress DSR System” for Loan Products

By Mark Johnston | 24/01/2024

Lenders will apply an additional “stress interest rate” when calculating the debt service ratio for variable rate loan products from 26 February.

Capital / Liquidity

RBNZ Consults on Proposals to Activate DTI Restrictions for Mortgage Lending

By Sanday Chongo Kabange | 23/01/2024

The RBNZ says DTI restrictions will allow the central bank to loosen the LVR settings without increasing risks to financial stability.

Capital / Liquidity

Bangladesh Restricts Onshore Lending to Offshore Banking Units

By Mark Johnston | 23/01/2024

Banks will have to repatriate funds from their offshore units by the end of 2024 and only rely on foreign funding sources for these units moving forward.

Capital / Liquidity

China’s NPL Bond Issuance Hits Record High in 2023

By Mark Johnston | 19/01/2024

Chinese banks securitised a record amount of bad loans in 2023 amid a property slump and economic slowdown.

Capital / Liquidity

RBI’s Revised Norms on Fair Lending Practice Effective from April

By Ajoy K Das | 19/01/2024

Starting April, lenders can impose reasonable penal charges only on the amount of loan under default in a non-discriminatory manner as per their board approved policy.

Capital / Liquidity

US Regulator to Propose New Short-term Liquidity Rules for Banks

By Mark Johnston | 19/01/2024

OCC to introduce new short-term liquidity rules for larger and midsize banks and promote the use of the Fed’s discount window.

Capital / Liquidity

RBI Proposes Harmonised Regulatory Framework for HFCs and NBFCs

By Ajoy K Das | 18/01/2024

The central bank proposes higher liquid assets for housing finance companies, smaller aggregate deposits, and permission to issue co-branded credit cards with banks.

Capital / Liquidity

BIS Launches Consultation on Improving CCP Margin Requirements

By Nithya Subramanian | 17/01/2024

The report prepared by BCBS, CPMI and IOSCO has called for enhanced information sharing, better governance frameworks and greater transparency.

Capital / Liquidity

Australia Treasury Seeks Feedback on Clearing and Settlement Services Rules

By Mark Johnston | 16/01/2024

The draft regulations will specify the classes of clearing and settlement services that are subject to ASIC’s rules and the CCA’s arbitration regime.