CAPITAL / LIQUIDITY

Capital / Liquidity

RBI to Require Banks to Use ECL Approach in Provisioning

By Editors | 28/06/2022

Banks were initially due to use the ECL approach to estimate and provision for credit losses from 1 April 2018, but the RBI had deferred implementation.

Capital / Liquidity

BIS Launches Yuan Liquidity Facility for Central Banks

By Editors | 28/06/2022

Central banks from China, Hong Kong, Singapore, Malaysia, Indonesia and Chile are creating a reserve pool to guard against market stresses.

Capital / Liquidity

Vietnam to Drive Bank Mergers to Enhance Competitiveness

By Mark Johnston | 21/06/2022

The government has approved a project that will require banks have a capital adequacy ratio of at least 10-11 percent by 2023 and 11-12 percent by 2025.

Fintech / Regtech

PBOC Accepts Ant Group’s FHC Licence Application – Report

By Editors | 21/06/2022

Ant Group is reportedly aiming to file a preliminary IPO prospectus as early as next month, subject to regulatory feedback on its financial holding company setup.

Capital / Liquidity

FSC Korea Unveils Plans for Loosening Household Loan Rules

By Editors | 20/06/2022

Most debtors will still be subject to income-based restraints. A refinancing programme will allow borrowers to convert variable-rate mortgages to long-term fixed-rate mortgages.

Capital / Liquidity

Can Data Standardisation Drive Regulatory Harmonisation?

By William Coen | 20/06/2022

William Coen and Dr Maximilian Dyck discuss the standardisation of Basel III data using bankruptcy remoteness and fair value accounting as examples.

Capital / Liquidity

HKMA Seeks Bank Feedback on Lower Lending Rate Caps

By Manesh Samtani | 20/06/2022

Proposed amendments would lower the interest rate cap from 60 to 48 percent p.a., and the so-called ‘extortionate’ rate from 48 to 36 percent p.a.

Capital / Liquidity

RBI Doubles Lending Limits for Cooperative Banks

By Editors | 19/06/2022

The higher lending caps are intended to account for rising housing prices and customer needs, the RBI said.

Capital / Liquidity

Laos Increases Bank Reserve Requirement to Tackle Inflation

By Editors | 19/06/2022

The central bank also adjusted its base interest rate and announced plans to issue a 6-month savings bond that will pay 20 percent annualised interest.