CAPITAL / LIQUIDITY

Capital / Liquidity

BOT Announces Measures to Incentivise Debt Restructuring

By Pongnut Thanaboonchai | 24/08/2021

The incentive scheme involves a relaxation of capital reserve requirements through flexible implementation of classification and provisioning guidelines.

Capital / Liquidity

OJK Indonesia Introduces Digital Banking Framework

By Editors | 22/08/2021

Digital banks should have a minimum paid-up capital of IDR 10 trillion (USD 694 million). However, the capital deposit required at the time of application is IDR 3 trillion.

Capital / Liquidity

Bangladesh Bank Raises Leverage Ratio Requirement

By Editors | 22/08/2021

A higher leverage ratio will help banks reduce import costs, increase quality capital, and enhance their ability of banks to absorb riskes, Bangladesh Bank said.

Capital / Liquidity

APRA Issues Final Guidance on Credit Risk Management

By Sanday Chongo Kabange | 21/08/2021

The guidance APG 220 is published in advance of finalising the standard APS 220, which is contingent on potential changes to consumer credit laws.

Big Picture

BIS Paper Warns of Delayed Corporate Insolvency Wave

By Ranamita Chakraborty | 20/08/2021

Unexpected credit losses could leave banks with inadequate loss-absorbing resources, warns a new working paper from the BIS.

Capital / Liquidity

BOT to Increase Flexibility of Pillar 2 Rules for Banks

By Pongnut Thanaboonchai | 18/08/2021

The changes will account for new types of risk as well as ESG principles, which help to frame sustainable lending practices and risk management culture.

Capital / Liquidity

BOT to Offer Banks Incentives to Restructure SME Debt

By Pongnut Thanaboonchai | 17/08/2021

The BOT is considering reducing the amount of capital banks are required to set aside for NPLs as one possibility to incentivise debt restructuring.

Capital / Liquidity

EU Banks Using Window Dressing to Avoid G-SIB Surcharges

By Manesh Samtani | 13/08/2021

Several EU banks may be purposefully compressing their balance sheets at year-end to lower their G-SIB scores and the associated capital surcharges.

Capital / Liquidity

APRA Finalises Revised Approach to Licensing New Banks

By Sanday Chongo Kabange | 11/08/2021

The new approach increases clarity around capital requirements at different stages for new entrants to the banking sector.