Capital / Liquidity

Capital / Liquidity

Non-Banks Can Apply for ESAS Access at Year-End: RBNZ

By Editors | 07/03/2024

The RBNZ said its final ESAS access policy will balance its initial risk-based approach against the innovation and competition benefits the access will bring.

Capital / Liquidity

HK Banks Stop Offering Mortgage Loans for Speculation

By Editors | 07/03/2024

Many banks have stopped providing mortgages for confirmor transactions, due to signs that speculative interest is reemerging in the property market.

ESG / Sustainability

RBNZ Considers Ways to Build Climate Risk into Credit Risk Weights

By Sanday Chongo Kabange | 07/03/2024

When considering any future changes to the approach to setting risk weights, the RBNZ will ensure they are data-driven and explicitly linked to financial risk.

Capital / Liquidity

Basel III Monitoring Shows Bank Capital Ratios “Largely Stable”

By Manesh Samtani | 07/03/2024

Capital shortfalls under the final Basel III standards increased slightly for large internationally active banks, which saw record profits.

Capital / Liquidity

BNM Sets Expectations on Climate Risk Stress Testing

By Manesh Samtani | 05/03/2024

Capital add-ons may be used to address inadequate progress towards strengthening resilience to climate-related risks.

Capital / Liquidity

Bangladesh Bank Relaxes CRR Norms for Offshore Banking

By Ajoy K Das | 05/03/2024

To facilitate foreign trade, offshore banking units will no longer be required to maintain a Cash Reserve Ratio with the central bank.

Capital / Liquidity

HKMA Issues Revised SPM Module on CCyB Settings

By Editors | 05/03/2024

The revised SPM module introduces a Positive Neutral CCyB of 1% for Hong Kong to ensure an additional buffer is available in the event of a shock.

Capital / Liquidity

BCBS to Consult on G-SIB Window-Dressing Next Month

By Editors | 01/03/2024

The BCBS also said it has approved revisions to the Core Principles for Effective Banking Supervision, which will be published in April.

Capital / Liquidity

Korea Implements “Stress DSR System” for Bank Mortgage Loans

By Mark Johnston | 29/02/2024

A ‘stress interest rate’ will apply when calculating the debt service ratio for bank mortgage loans, to reflect the risk of interest rate fluctuations.