CAPITAL / LIQUIDITY

Capital / Liquidity

FSC Korea to Promote Lending to Low Credit Score Borrowers

By Ranamita Chakraborty | 27/04/2021

Banks will be advised to boost mid-range interest rate lending to borrowers with low to moderate credit scores, among other measures.

Capital / Liquidity

PBOC Ratings Results Highlight Drop in High Risk Institutions 

By Sanday Chongo Kabange | 27/04/2021

The PBOC found rural institutions and village banks to be the riskiest, accounting for a majority of the 442 institutions that are in the ‘red zone’.

Capital / Liquidity

BSP Asks D-SIBs to Submit Recovery Plans Separate from ICAAP

By Editors | 27/04/2021

Separate submission will allow the BSP to better assess recovery plans on an institutional level and across D-SIBs, particularly during times of crisis.

Capital / Liquidity

RBI Lifts Bank Dividend Ban, Subject to New Limit

By Editors | 25/04/2021

Banks will be limited to paying only 50% of the amount prescribed in a 2005 circular, which already caps dividends at a 40% payout ratio.

Capital / Liquidity

ECB Identifies Internal Model Deficiencies at Big Banks

By Manesh Samtani | 25/04/2021

The changes to correct the deficiencies will result in an overall absolute increase in risk-weighted assets of about EUR 275 billion.

Capital / Liquidity

New Zealand to Introduce Deposit Guarantee Scheme by 2023

By Sanday Chongo Kabange | 22/04/2021

The NZBA’s Roger Beaumont says banks should pay lower levies compared to non-bank deposit takers because they are less likely to call on the scheme.

Capital / Liquidity

Close-out Netting Can Be Guaranteed in Resolution: CBIRC

By Sanday Chongo Kabange | 22/04/2021

Recent bankruptcies by FIs have “fully proved” that close-out netting can be guaranteed in the resolution stage, a CBIRC official said at ASIFMA’s China Capital Markets Week.

Capital / Liquidity

HKMA Issues Guidance on Govt Guaranteed Personal Loans

By Manesh Samtani | 20/04/2021

Lenders should not take any actions which tighten credit to borrowers on knowledge of their application for PLGS loans.

Capital / Liquidity

Bangladesh Bank Issues Guidelines on Country Risk Management

By Ranamita Chakraborty | 20/04/2021

From Q1 2022, banks will need to make general provisions on the net funded country exposures on a graded scale ranging from 0.25 to 20 percent.