Capital / Liquidity

Capital / Liquidity

Philippines SEC Imposes Tighter Interest Rate Caps on Small Consumer Loans

By Mark Johnston | 15/12/2025

The SEC has lowered interest ceilings and introduced total cost caps to protect vulnerable borrowers from predatory lending.

Securities / Derivatives

China to Guide Bank Lending, Deepen Capital Market Reform in 2026

By Editors | 13/12/2025

Beijing signals proactive fiscal and monetary policy while tasking financial institutions with supporting key sectors and managing property risks.

Capital / Liquidity

Japan FSA Proposes to Extend Regional Bank Support, Tighten Governance Rules

By Manesh Samtani | 12/12/2025

Proposals include extending capital injection schemes and easing investment rules, while tightening governance requirements in the wake of a recent scandal.

Capital / Liquidity

Korea to Launch KRW 150 Trillion Growth Fund, New Sovereign Wealth Fund

By Sanday Chongo Kabange | 12/12/2025

Seoul plans a major economic push, separating its fund strategy to emulate Singapore's successful GIC and Temasek two-track model.

Capital / Liquidity

RBI Shifts Reserve Ratio Reporting to Calendar Based System

By Manesh Samtani | 12/12/2025

The RBI has aligned Cash Reserve Ratio and Statutory Liquidity Ratio reporting with calendar months and mandated digital submissions for all banks.

ESG / Sustainability

FSS Korea Targets Succession Planning in Governance Push

By Mark Johnston | 12/12/2025

The FSS has launched a governance task force and is demanding that boards include specialists in IT and consumer protection, citing recent data breaches and misselling scandals.

Capital / Liquidity

HKMA Consults on Valuation Framework for Bank Resolutions

By Sanday Chongo Kabange | 12/12/2025

The HKMA seeks industry feedback on a proposed code of practice for valuing failing banks before, during, and after resolution.

Capital / Liquidity

ECB Proposes Overhaul of Bank Capital Rules, Casting Doubt on AT1 Bonds

By Manesh Samtani | 12/12/2025

One of the proposals is to completely remove AT1s from the going-concern capital stack, similar to the approach taken by Australia and New Zealand.

Capital / Liquidity

Taiwan Officials Seek to Double Capacity of National Stabilisation Fund

By Mark Johnston | 12/12/2025

The fund’s executive committee seeks to raise commercial bank borrowing limits to combat volatility as market capitalisation and foreign participation soar.