CAPITAL / LIQUIDITY

Capital / Liquidity

BSP Relaxes Real Estate Lending Limits for Banks

By Editors | 21/08/2020

The higher limit will encourage bank lending to households for the acquisition or construction of a residential real estate property the BSP said.

Capital / Liquidity

New Zealand Expands Business Finance Guarantee Scheme

By Editors | 20/08/2020

The maximum loan amount and maximum term are being increased, and more businesses will have access to the scheme, until 31 December.

Capital / Liquidity

HKMA Eases LTV Rule for Commercial Real Estate Loans

By Editors | 19/08/2020

Effective from 20 August, the loan-to-value ratio cap is being raised from 40 to 50 percent. The 40 percent cap was introduced in 2009 as a market cooling measure.

Capital / Liquidity

BOJ Has Effectively Paid Banks to Lend to Businesses – Report

By Editors | 18/08/2020

In April, the BOJ started offering banks a 0.1% interest rate if they used a new lending facility to lend to SMEs. Banks have shown record lending in recent months.

Capital / Liquidity

RBNZ Extends Mortgage Deferral Scheme Another Six Months

By Editors | 17/08/2020

The extension means banks can continue to offer temporary mortgage deferrals to their customers without the loans being treated as in default.

Capital / Liquidity

Global Lockdowns Could Accelerate BCBS 239 Compliance

By John Berven | 17/08/2020

BCBS 239 implementation progress has veered off course at some banks as a result of the Covid-19 crisis, prompting a need for reassessment, says John Berven at Solidatus.

Capital / Liquidity

CBIRC Projects ¥3.4tr in Bad Loans for 2020, More in 2021

By Editors | 16/08/2020

CBIRC chairman Guo Shuqing says banks should prepare by replenishing capital, increasing provisioning, and improving risk management.

Capital / Liquidity

Bank Capital in a Public Health Crisis: Reflecting on Twin Challenges 

By Jamie Lloyd Evans | 16/08/2020

Industry veteran Jamie Lloyd Evans discusses Basel III in light of concerns regarding capital adequacy and bank lending, and offers some thoughts on potential design improvements to the capital framework.

Capital / Liquidity

APRA, ASIC Update Guidance on Treatment of Deferred Loans

By Editors | 13/08/2020

Deferred loans need not be treated as past due or impaired for capital or reporting purposes until after 31 March. New reporting requirements will apply.