CAPITAL / LIQUIDITY

    Big Picture

    Low Oil Prices Amplify Asset Risks at Singapore Banks: Moody’s

    By Editors | 17/03/2020

    The major concern for Singapore banks is the quality of loans to SMEs, which typically have lower financial flexibility and are more sensitive to operating and trade conditions.

    Capital / Liquidity

    RBI Amends Exposure Norms for Urban Cooperative Banks

    By Editors | 16/03/2020

    The single borrower and group exposure limit will be 15% and 25% of tier 1 capital, respectively, compared to 15% and 40% of total capital previously.

    Capital / Liquidity

    India’s Cabinet Green Lights Yes Bank Rescue Plan

    By Editors | 16/03/2020

    State Bank of India and 7 other FIs are investing over 100bn rupees in Yes Bank’s equity. The bank’s moratorium will be lifted on Wednesday.

    Capital / Liquidity

    RBNZ Defers Implementation of New Capital Framework

    By Editors | 16/03/2020

    The deferment will enable banks to supply up to around NZ$47bn in additional lending to households and businesses, the RBNZ estimates. The OCR has also been cut to 0.25%.

    Capital / Liquidity

    HKMA Responds to Fed Rate Cut, Reduces CCyB

    By Editors | 16/03/2020

    The base rate is being adjusted downwards to 0.86%, while the countercyclical capital buffer is being reduced from 2.0% to 1.0% to bolster lending.

    Capital / Liquidity

    US Fed Cuts Rates, Relaxes Regulatory Requirements to Boost Lending

    By Editors | 15/03/2020

    The Fed is cutting interest rates by 100bps and will buy $700bn in assets. Banks will no longer have to meet reserve requirements and can use capital and liquidity buffers to lend.

    Capital / Liquidity

    PBOC Announces Second Reserve Requirement Cut of 2020

    By Editors | 14/03/2020

    The move is expected to release 550 billion yuan of long-term funds into the banking system to facilitate lending to small firms and other vulnerable sectors.

    Capital / Liquidity

    PBOC Controlled SPV to Infuse More Cash Into Bank of Jinzhou

    By Editors | 13/03/2020

    New private placement shares represent a more than 44% expansion of Bank of Jinzhou’s share capital, diluting the stakes of existing investors in the bank.

    Capital / Liquidity

    ECB Announces Stimulus Measures, Banks Granted Regulatory Relief

    By Editors | 13/03/2020

    The measures include liquidity facilities to help businesses, targeted asset purchases, and relaxed regulatory requirements for banks.

    Capital / Liquidity

    RBI Finalises Yes Bank Rescue Plan, Including Funding Lines

    By Editors | 12/03/2020

    State Bank of India and other banks will invest about 500 billion rupees in Yes Bank shares and CDs. AT1 bondholders will recover about 20% of their investment.

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