CAPITAL / LIQUIDITY

    Capital / Liquidity

    Chinese Banks Told to Further Reduce Small Business Borrowing Costs

    By Editors | 18/12/2019

    The State Council has asked banks to further lower financing costs for small and micro businesses and to increase lending to such businesses by 20% over the next year.

    Capital / Liquidity

    HKMA Moderates Approach to Implementing Market Risk Framework

    By Editors | 18/12/2019

    The HKMA says it will finalise Hong Kong’s timeline when there is more clarity on the implementation status in other major jurisdictions.

    Capital / Liquidity

    New Zealand Passes Bill to End Predatory Lending

    By Editors | 17/12/2019

    Effective from April 2021, the bill will cap the interest and fees on loans at 100% of the loan amount and introduce a 0.8% per day rate cap for high-cost loans.

    Capital / Liquidity

    APRA Investigates Westpac, Imposes Capital Surcharge

    By Editors | 17/12/2019

    APRA’s investigation will focus on the conduct that led to Westpac’s alleged 23 million AML breaches, and whether its senior managers breached the Banking Act, including the BEAR.

    Capital / Liquidity

    Basel Committee Launches Consolidated Basel Framework

    By Editors | 16/12/2019

    The framework brings together all of the Basel Committee’s global standards for the regulation and supervision of banks.

    Capital / Liquidity

    APRA Updates Prudential Standard on Credit Risk Management

    By Editors | 13/12/2019

    The revised prudential standard on credit risk management will come into effect from 1 January 2021, six months later than was proposed in a March consultation.

    AML / KYC

    BCBS Solicits Comments on Prudential Treatment for Crypto Assets

    By Manesh Samtani | 12/12/2019

    The BCBS proposes to allocate direct crypto-asset holdings to the banking book, and indirect exposures to the trading book, while prohibiting the use of internal models to calculate market risk.

    Capital / Liquidity

    APRA Issues Final Operational Risk Requirements for ADIs

    By Editors | 12/12/2019

    The prudential standard comes into effect from 1 January 2021 for ADIs using advanced measurement approaches to calculate the required capital for operational risk.

    Capital / Liquidity

    HKMA Defends Against Rumours of Hong Kong Stability Risks

    By Manesh Samtani | 12/12/2019

    The HKMA has not seen any large-scale outflow of funds from Hong Kong and the banking system had sufficient capital and liquidity to withstand any impact.

    Capital / Liquidity

    Hong Kong Introduces New Loan Guarantee Scheme for SMEs

    By Editors | 10/12/2019

    LegCo has approved HK$33bn in funding to provide 90% guarantees on approved loans taken out by eligible enterprises and professionals seeking to set up their own practices.

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