CAPITAL / LIQUIDITY

Capital / Liquidity

PBOC, CBIRC Forced to Reassure Depositors After Bank Run

By Editors | 04/11/2019

Authorities were forced to step in after depositors rushed to withdraw their savings from Yichuan Bank amid rumours that the bank was insolvent and a corruption probe into the bank’s former chairman.

Capital / Liquidity

Philippines Mulls Imposing Limits on Lending Rates, Fees

By Editors | 30/10/2019

The BSP is considering placing limits on the interest rates and other fees lenders and finance companies can charge borrowers in response to a request from the SEC.

Capital / Liquidity

BSP Announces New Round of Reserve Requirement Cuts

By Editors | 25/10/2019

The fresh 100bp RRR cut follows a 100bp cut announced last month and a three-step 200bp cut from May to July this year.

Capital / Liquidity

China Criminalises Loans with Annual Interest Over 36pc

By Editors | 23/10/2019

All agency fees, consulting fees, management fees and default penalties will be included in the interest rate calculation, effectively lowering the threshold.

Capital / Liquidity

Recession Fears Prompt Japan to Stress Test Major Financial Firms

By Editors | 22/10/2019

The BOJ and FSA will jointly coordinate stress tests on Japan’s three G-SIBs and four D-SIBs to assess how capital and liquidity could be affected if stocks fell and the yen spiked.

Capital / Liquidity

The Supervisory Answer to Hong Kong’s Worsening Economic Performance

By Pierre Latrobe | 22/10/2019

Pierre Latrobe at Mazars discusses the measures the HKMA has taken so far to strengthen its macroprudential supervisory toolkit and address potential risks to the wider financial system.

Securities / Derivatives

Korea to Lift Ban on Brokers Lending to Overseas Units

By Editors | 21/10/2019

Large brokerage firms will be allowed to extend loans to their overseas operations to better finance their global outreach.

Capital / Liquidity

BCBS Releases 17th Progress Report on Basel III Adoption

By Editors | 21/10/2019

Since the previous report, member jurisdictions have made the most progress in adopting the NSFR, IRRBB, and large exposures framework.

Capital / Liquidity

Korea to Impose Loan-to-Deposit Cap on Savings Banks

By Editors | 21/10/2019

The loan-to-deposit rate at savings banks will be limited to 110% starting from 2020, and further tightened to 100% in 2021. Currently, commercial banks already face the 100% limit.