CAPITAL / LIQUIDITY

Capital / Liquidity

RBNZ Closes Bank Capital Consultation, NZBA Calls for Rethink

By Editors | 22/05/2019

The RBNZ’s capital proposals have been under fire since December. The NZBA is the latest to call for a rethink of the capital rules, citing economic costs estimated over NZ$1.8bn a year.

Capital / Liquidity

ANZ New Zealand Censured Over Internal Models

By Editors | 21/05/2019

The Reserve Bank of New Zealand has revoked ANZ’s right to model its operational risk capital requirements due to persistent failures in controls.

Capital / Liquidity

China: Regulatory Pressure Prompts Lending Rate Price War

By Editors | 20/05/2019

ICBC was reportedly the first bank to lower its lending rate on small business loans, offering a rate of 4.5% in Q4 2018, compared to the PBOC’s one-year benchmark lending rate of 4.35%.

Fintech / Regtech

Korea Delays Basel III for New Online-Only Banks

By Editors | 17/05/2019

Only Basel I rules will apply for the first three years after launch. Basel III will be phased in from the fourth year onwards, including NSFR and the leverage ratio.

Capital / Liquidity

BSP to Cut Reserve Requirements for Biggest Banks

By Editors | 17/05/2019

The 200 basis point RRR cut will take place over three phases by end-July, and free up an estimated $3.6bn in banking system liquidity.

Capital / Liquidity

Chinese Banks Record Highest NPLs Since 2003

By Editors | 13/05/2019

Despite the rise in overall NPLs at China’s commercial banks, a boost in new lending and bad asset disposal resulted in lower NPL ratios.

Capital / Liquidity

ISDA Outlines Key Steps to Initial Margin Compliance

By Manesh Samtani | 13/05/2019

Based on recent BCBS/IOSCO guidance, ISDA estimates that regulatory IM preparation can be deferred for upwards of 70-80% of Phase 5 counterparty relationships.

Capital / Liquidity

BCBS Releases 16th Progress Report on Basel III Adoption

By Garima Chitkara | 10/05/2019

In Asia, most jurisdictions have made progress with Basel III adoption, though most have yet to make progress on non-cleared derivatives margining and CCP regulation.

Capital / Liquidity

BOT Launches Phase Two of ‘Debt Clinic’ Scheme

By Editors | 09/05/2019

The second phase of the programme is aimed at helping troubled borrowers who owe credit card and personal loan debt to both bank and non-bank lenders.