Capital / Liquidity

Capital / Liquidity

Singapore Govt to Increase Risk Share on SME Loans

By Editors | 06/04/2020

The government will increase its risk share of loans made under existing loan financing schemes from 80% to 90%, for loans initiated from 8 Apr until 31 Mar 2021.

Capital / Liquidity

HKMA Sets Out Treatment of Loans Under 100% Guarantee Scheme

By Editors | 06/04/2020

IRB AIs should seek the HKMA’s exemption approval to apply the standardised approach for SME loans granted under the 100% Guarantee Scheme.

Capital / Liquidity

BCBS Issues Guidance on Treatment of Loans Under Relief

By Editors | 05/04/2020

IFRS 9 should be applied flexibly rather than mechanistically when estimating ECL, and payment moratorium periods can be excluded from the counting of days past due.

Capital / Liquidity

HKMA Frees Up Regulatory Reserves, Liquidity Buffers for Banks

By Editors | 05/04/2020

Regulatory reserves held against possible credit losses will be reduced by half. Banks are encouraged to use liquidity buffers built up under the LCR and LMR regimes.

Capital / Liquidity

PBOC Cuts Reserve Requirements for Small, Mid-sized Lenders

By Editors | 05/04/2020

The move will free up a total 400 billion yuan at small and medium-sized lenders, allowing them to provide additional financing to SMEs.

Capital / Liquidity

BCBS, IOSCO Extend Initial Margin Deadlines by One Year

By Editors | 05/04/2020

With the extension, phase 5 implementation will take place on 1 September 2021 and phase 6 implementation on 1 September 2022.

Big Picture

Outlook on 14 APAC Banking Systems is Negative: Moody’s

By Editors | 03/04/2020

Coronavirus-related disruptions will weaken the operating environment and weigh on asset quality, despite policy measures to help mitigate the effects on banks.

Capital / Liquidity

New Zealand Banks Agreed to Suspend Dividends: RBNZ

By Editors | 03/04/2020

Banks have also agreed to not redeem non-CET1 capital instruments, while the RBNZ works to launch a new 3-year funding scheme by May.

Capital / Liquidity

China: State Council to Bolster Financial Support for SMEs

By Editors | 01/04/2020

The new measures will include another RRR cut, $141bn in re-lending and re-discounting quotas, and new bond issuances to exclusively support SME loans.