Capital / Liquidity

Capital / Liquidity

Basel Committee Launches Consolidated Basel Framework

By Editors | 16/12/2019

The framework brings together all of the Basel Committee’s global standards for the regulation and supervision of banks.

Capital / Liquidity

APRA Updates Prudential Standard on Credit Risk Management

By Editors | 13/12/2019

The revised prudential standard on credit risk management will come into effect from 1 January 2021, six months later than was proposed in a March consultation.

AML / KYC

BCBS Solicits Comments on Prudential Treatment for Crypto Assets

By Manesh Samtani | 12/12/2019

The BCBS proposes to allocate direct crypto-asset holdings to the banking book, and indirect exposures to the trading book, while prohibiting the use of internal models to calculate market risk.

Capital / Liquidity

APRA Issues Final Operational Risk Requirements for ADIs

By Editors | 12/12/2019

The prudential standard comes into effect from 1 January 2021 for ADIs using advanced measurement approaches to calculate the required capital for operational risk.

Capital / Liquidity

HKMA Defends Against Rumours of Hong Kong Stability Risks

By Manesh Samtani | 12/12/2019

The HKMA has not seen any large-scale outflow of funds from Hong Kong and the banking system had sufficient capital and liquidity to withstand any impact.

Capital / Liquidity

Hong Kong Introduces New Loan Guarantee Scheme for SMEs

By Editors | 10/12/2019

LegCo has approved HK$33bn in funding to provide 90% guarantees on approved loans taken out by eligible enterprises and professionals seeking to set up their own practices.

Capital / Liquidity

ASIC Offers Clarity on Responsible Lending Obligations

By Editors | 09/12/2019

ASIC has clarified when a licensee might undertake more or less detailed inquiries and verification steps based on different consumer circumstances and the type of credit being sought.

Capital / Liquidity

India Finalises ‘On-Tap’ Licensing Regime for Small Finance Banks

By Editors | 06/12/2019

India’s central bank has issued its final guidelines for ‘on-tap’ licensing of small finance banks, doubling the minimum capital requirement to 2 billion rupees.

Capital / Liquidity

RBNZ Final Capital Rules Require Banks to Raise NZ$20bn

By Garima Chitkara | 06/12/2019

New Zealand’s big four banks will have to increase capital to 18% of RWAs, and smaller banks to 16% of RWAs. Seven years will be given to implement the changes.