CAPITAL / LIQUIDITY

Capital / Liquidity

New Zealand Banks Called Out for High Priority Amounts on Mortgages

By Editors | 09/01/2019

By setting mortgage priority amounts almost three times the home loan principal, banks are preventing borrowers from shopping around for a second mortgage.

Capital / Liquidity

SFC Fines FWD Life for Noncompliance with Key Personnel Requirements

By Editors | 09/01/2019

FWD Life also failed to maintain satisfactory internal controls and written compliance procedures as required under the SFC Code on MPF Products and the Fund Manager Code of Conduct.

Capital / Liquidity

PBOC Expected to Allow Banks More Flexibility in Setting Rates – Report

By Editors | 08/01/2019

The central bank is expected to allow financial institutions greater flexibility in setting interest rates for loans and deposits in the year ahead.

Capital / Liquidity

PBOC Announces First Reserve Requirement Cut of 2019

By Editors | 07/01/2019

A 100 basis point RRR cut will be implemented in two phases this month, releasing $218bn of liquidity into the banking system.

Capital / Liquidity

Philippine Banking System Stable Despite Outside Challenges

By Editors | 07/01/2019

The Philippine banking system “remained robust and continued to exhibit strong capital position and sustained growth in core earnings”, says BSP deputy governor Chuchi Fonacier.

Capital / Liquidity

China Lowers Bank Reserve Requirement for SME Lending

By Editors | 04/01/2019

The central bank has tweaked its definition of SMEs to include more firms and reduced reserve requirements for banks lending to these firms.

Capital / Liquidity

Easing Bank Capital Requirements Would Hurt Economy – RBI

By Editors | 03/01/2019

The RBI says that current provisioning is inadequate to cover future losses from bad loans, which have been underrecognised by Indian banks.

Capital / Liquidity

Chinese Banks Will Face Capital, Liquidity Shortfalls Under Stress

By Editors | 03/01/2019

Stress tests indicate Chinese banks would face capital and liquidity shortfalls under adverse conditions, according to the PBOC’s latest financial stability report.

Capital / Liquidity

UPDATED – RBI Allows Lenders One-Time Restructuring of MSME Loans

By Editors | 01/01/2019

Banks and NBFCs will be allowed to restructure defaulted loans not yet classified as NPAs, provided the borrower has aggregate exposures less than $3.6mn.