CAPITAL / LIQUIDITY

Capital / Liquidity

Australia’s Banking Oligopoly Lacks Mortgage Price Transparency – ACCC

By Editors | 11/12/2018

An inquiry by Australia’s competition watchdog found that opaque discretionary mortgage pricing at major banks is stifling competition and disincentivising borrowers from seeking better offers.

Capital / Liquidity

PBOC Consults Internally on Draft Rules for Financial Conglomerates – Report

By Editors | 11/12/2018

New rules for financial holding companies could include requirements on capital adequacy, caps on non-financial assets, and segregation of business units.

Big Picture

APAC Banks Have Sufficient Buffers to Counter 2019 Risks – Moody’s

By Editors | 07/12/2018

Banks will face challenging conditions in 2019 due to moderating economic growth, slowing credit expansion and US-China trade tensions, but have adequate buffers against growing risks.

Capital / Liquidity

SFC Revised Code for Funds to Take Effect from January 2019

By Manesh Samtani | 07/12/2018

Amended ‘Code on Unit Trusts and Mutual Funds’ to take effect in January with 12-month transition period. Proposals on classification of derivatives funds have been revised.

Capital / Liquidity

RBI to Reduce Statutory Liquidity Ratio Over 18 Months

By Editors | 06/12/2018

Starting in January 2019, the RBI will reduce the SLR holding requirement by 25 basis points every quarter until it reaches 18% in April 2020.

Capital / Liquidity

Asset Quality Worsening at Bangladesh’s Banks – Moody’s

By Editors | 05/12/2018

Asset quality in the banking system is deteriorating due to governance weaknesses, with banks dipping into their core capital due to non-payment of loans.

Capital / Liquidity

No Shortage of Risks Looming Across Financial System

By Manesh Samtani | 03/12/2018

Banking system reforms will have to adapt to new risks to mitigate the effects of the next financial crisis, said BCBS secretary general William Coen, hinting at a future ‘Basel IV’.

Capital / Liquidity

Financial System Risks Eased, but Higher Capital Necessary – RBNZ

By Manesh Samtani | 30/11/2018

Though domestic financial stability risks have abated, the RBNZ said higher bank capital requirements are necessary, while also easing mortgage lending curbs.

Capital / Liquidity

India Eases Asset Securitisation Norms to Help Non-Bank Liquidity

By Editors | 30/11/2018

The RBI has reduced the holding time required for loans with maturities of over 5 years before they can be securitised.