CAPITAL / LIQUIDITY

    Capital / Liquidity

    Indian Banks Sign Agreement to Hasten NPA Resolution

    By Mark Pufpaff | 26/07/2018

    Inter Credit Agreement give more influence to a consortium’s lead lender and allows for resolution plans to be approved with 66% agreement among majority lenders; signatories include over 80 lenders.

    Capital / Liquidity

    Vietnamese State-Owned Banks Face Weakening Credit Profiles – Moody’s

    By Garima Chitkara | 26/07/2018

    Vietnamese state-owned banks are raising external capital at a much slower pace than their privately-owned counterparts, putting pressure on their capital ratios and overall competitiveness, according to a Moody’s report.

    Fintech / Regtech

    S. Korea’s FSC Vows to Support Growth of Fintech Sector

    By Mark Pufpaff | 26/07/2018

    Discussions are underway concerning a revision of South Korea’s Banking Act to nurture growth within the fintech industry, including a proposal to allow non-financial firms to hold up to 50% stakes in banks, including internet-only banks.

    Market Infrastructure

    Misguided Derivatives Regulation Distorts Markets

    By Peter Guy | 23/07/2018

    Basel’s new capital rules have impacted global derivatives markets by purging participants and liquidity. Whether or not this was the intended outcome, it will create onerous costs for entire markets and consumers.

    Capital / Liquidity

    S. Korea Credit Unions Toughen Mortgage Lending

    By Editors | 22/07/2018

    Credit unions will apply stricter lending calculations for home mortgages starting this week, as the government tries to rein in rapid growth in household debt.

    Capital / Liquidity

    China Loan Classification Rules Start to Hit Rural Banks

    By Manesh Samtani | 22/07/2018

    Rural commercial banks are experiencing credit downgrades as new loan classification rules force them to recognise souring loans as NPLs and set aside more capital against bad debt.

    Capital / Liquidity

    MAS Consults on Resolution Regime Amendments

    By Editors | 21/07/2018

    Amendments include introduction of a contractual recognition requirement into financial contracts governed by foreign laws, the statutory bail-in regime, and creditor compensation framework, among others.

    Capital / Liquidity

    Five Indian State-Run Banks to Receive Additional Capital Infusion

    By Garima Chitkara | 19/07/2018

    Indian government will infuse $1.6bn in additional capital into five state-run banks that have been struggling to meet capital adequacy ratios due to higher than expected losses from bad loans.

    Capital / Liquidity

    Sri Lanka Macroprudential Indicators Negative for Banks – Fitch

    By Garima Chitkara | 18/07/2018

    Sri Lanka’s “weak economic environment” and regulatory reforms may impact banks’ operating environment and credit profiles, says ratings agency Fitch.

    Capital / Liquidity

    Philippine NSFR Rules May Raise Funding Costs For Banks – Fitch

    By Garima Chitkara | 12/07/2018

    In a report by Fitch unit BMI Research, large banks in the Philippines may need to increase deposit taking and reduce long-term loans as a result of increased funding costs brought on by the new NSFR framework.

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