Capital / Liquidity

Capital / Liquidity

Philippines Banking Sector Gets Rating Lift from S&P

By Karen Chiu | 15/06/2018

S&P Global Ratings cites economic activity, fiscal policy, low credit risks, stringent regulation and favourable operating environment for well-capitalised banks.

Capital / Liquidity

RBI Drafts Rules to Restrict Short Term Borrowings

By Manesh Samtani | 15/06/2018

New rules will require a minimum 40% fixed term loan component of working capital financing facilities by 1 October and 60% by 1 April 2019, to reduce cash credit borrowings which often entail loose repayment schedules, perpetual roll-overs.

Capital / Liquidity

China Cracks Down on ‘False Inflation’ of Bank Deposit Levels

By Manesh Samtani | 15/06/2018

China’s top financial regulators have issued a new circular that prohibits banks from falsely inflating their deposits, a common practice to improve quarterly and mid-year performance assessments.

Capital / Liquidity

HKMA Imposes Enhanced Supervisory Arrangements on Indian Bank Branches

By JP Reimann | 14/06/2018

Due to capital deficiencies, the Hong Kong branches of Allahabad Bank, Punjab National Bank and Indian Overseas Bank must hold HQLA equivalent to 100% of unpledged deposits and should not solicit customer deposits, among other measures.

Capital / Liquidity

Push for Bank Capital Easing May Signal Top of Market Cycle

By Peter Guy | 14/06/2018

Financial regulation is beginning to mirror the boom and bust cycles of the market as participants lobby regulators to loosen capital requirements – this at what appears to be the peak of the post-crisis economic growth cycle.

Capital / Liquidity

Taiwan To Ease M&A Rules For Financial Holding Companies

By Garima Chitkara | 14/06/2018

New rules lower the threshold for initiating a tender offer from 25 percent to 10 percent; new rules to only apply to private-sector firms.

Capital / Liquidity

China Requires Corporate Credit Data to be Shared Among Banks

By Manesh Samtani | 11/06/2018

New rules establish information sharing mechanism among lenders for collective gathering and cross-validating business and financial information of borrowers.

Capital / Liquidity

South Korea Consults On New Bank Capital Rules

By Garima Chitkara | 11/06/2018

Korean FSS consulting to improve bank capital regime by tweaking risk weights on some loans and fine-tuning asset classification rules on restructured firms.

Capital / Liquidity

Volcker Rule – Road to Reform or Ruin?

By Peter Guy | 11/06/2018

Proposed changes by the Trump Administration to the Volcker Rule are already controversial. Linking cause and effect to risk management have only resulted in an excessively complex regulation that is proving difficult to reform in a “too big to fail” industry.